问题 问答题

甲、乙、丙三人合伙经营一百货商店——“晶晶百货商店”。甲、乙、丙约定的出资比例和分成比例均为4:3:3,负责人为甲。2005年5月,因丙外出,甲与乙商议后与丁签订了一份购买合同。因百货商店流动资金不够,甲决定向银行贷款15万元,银行要求提供抵押担保,甲以百货商店的一辆货车作抵押,但未办理登记。后因百货商店无力偿还银行贷款,银行欲行使抵押权。为此发生纠纷。经查: (1)合伙协议约定,凡10万元以上的业务须经甲、乙、丙三人一致同意;(2)甲曾在一次诉讼中免除了戊对百货商店的3万元债务; (3)百货商店除欠银行15万元以外,尚欠庚、申各3万元债务;(4)百货商店的财产价值15万元。 请问: (1)该百货商店与银行所签抵押合同效力如何为什么 (2)设乙、丙以甲免除戊的债务未经其同意为由主张无效,甲的免除行为效力如何依据何在 (3)设银行、庚、申同时向百货商店行使债权,百货商店的财产应如何清偿为什么 (4)设百货商店的债权人银行、庚、申和乙的债权人辛同时向法院起诉,银行、庚、申主张用合伙财产清偿债权,辛主张用乙在合伙财产中的份额清偿其债权,法院应优先支持谁的诉讼请求为什么 (5)设百货商店的债权人银行、庚、申向法院起诉后,债权未得到全部清偿,能否对丙的个人财产进行追偿为什么

答案

参考答案:

解析:(1)抵押合同并未生效。以车辆抵押的,必须到运输工具的登记部门办理登记手续,抵押合同白登记之日起生效。本案中合伙与银行签订的抵押合同一直未办理登记,故该合同并未生效。 (2)甲的免除行为有效。在民事诉讼中以字号为诉讼当事人的,由合伙负责人为诉讼代表人,合伙负责人的诉讼行为,对全体合伙人发生法律效力。 (3)银行、庚、申同时向百货商店行使债权时,应以百货商店的财产按比例清偿;不足部分,由各合伙人承担无限连带责任。因为银行与合伙企业之间的抵押合同并未生效,银行并未享有抵押权,故其债权为无担保的普通债权,不具有优先受偿的效力。银行、庚、申三人的债权并无优劣之分,应按比例平等受偿。同时,合伙企业应先以自己的财产偿还所负债务;不足部分,由各合伙人再以个人财产承担无限连带责任。 (4)法院应优先支持百货商店的债权人的诉讼请求。根据合伙企业法的规定,合伙企业对其债务,应先以其全部财产进行清偿;各个合伙人对其个人债务,应先以其在合伙企业出资以外的个人财产进行清偿。这是因为,对于各合伙人在合伙财产中的份额,当合伙企业债权人与合伙人个人债权人的利益存在冲突时,应优先满足合伙企业债权人的请求。 (5)能对丙的个人财产进行追偿。合伙企业对其债务应先以其财产进行清偿。合伙企业财产不足清偿到期债务的,各合伙人以其个人财产承担无限连带清偿责任。

阅读理解

阅读理解。

     Taking away a city's rubbish is a big job. Every day trucks come into a city to collect it. Most rubbish is

made up of things we can't eat or use. If we kept these things we would soon have a mountain of rubbish.

     In some cities the rubbish is collected and taken outside of city to a dump. Often the city dump is placed

where the ground is low or there is a big hole. The kitchen rubbish is broken into small pieces and sent into

the sewage system. The sewage system takes away the used water from toilets, bathtubs and other places.

     To keep mice and flies away, some earth is used to cover the newly dumped rubbish. Later, grass may be

planted on the rubbish-filled land. Finally, a house or a school may be built there, and then you'd never know

that this had once been an old rubbish dump.

     In other cities the rubbish is burnt in special places. The fire burns everything but the metal. Sometimes

the metal can be used again in factories where things are made of metal. The food parts of rubbish are put in

special piles where they slowly change into something called hurnus, which looks like black earth. It is rich

with the kinds of things that feed plants and help them grow.

1. You can most probably read the passage in_________.

A. a science book

B. a TV guide

C. a history book

D. a telephone book

2. The main idea of the passage is _________.

A. to let us know taking away rubbish is a big job

B. to explain the need for rubbish collection

C. to introduce different ways to treat rubbish

D. to tell people to take useful things out of rubbish

3. The underlined word "sewage" in the passage means _________.

A. 排污

B. 染色

C. 洗涤

D. 吸尘

4. According to the passage, the food parts of rubbish can be used again _________.

A. to feed animals 

B. to feed plants

C. to build a house

D. to make machines

5. How should we take care of a used metal box according to the passage?

A. By burning it off.

B. By putting it in water.

C. By throwing it away.

D. By reusing and recycling it.

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