问题 单项选择题

关于关于海上保险纠纷案件的解决,说法错误的是

A.审理海上保险合同纠纷案件,适用海商法的规定;海商法没有规定的,适用保险法的有关规定;海商法、保险法均没有规定的,适用合同法等其他相关法律的规定
B.发生保险事故后,被保险人为防止或者减少损失而采取的合理措施没有效果,要求保险人支付由此产生的合理费用的,人民法院应予支持
C.保险人以被保险人违反合同约定的保证条款未立即书面通知保险人为由,要求从违反保证条款之日起解除保险合同的,人民法院不予支持
D.保险人取得代位请求赔偿权利后,主张享有被保险人因申请扣押船舶取得的担保权利的,人民法院应予支持

答案

参考答案:C

解析: 海上保险纠纷的解决。
2007年《最高人民法院关于审理海上保险纠纷案件若干问题的规定》第1条规定,审理海上保险合同纠纷案件,适用海商法的规定;海商法没有规定的,适用保险法的有关规定;海商法、保险法均没有规定的,适用合同法等其他相关法律的规定。该条是关于法律适用的规定,因此A项正确。第6条规定,保险人以被保险人违反合同约定的保证条款未立即书面通知保险人为由,要求从违反保证条款之日起解除保险合同的,人民法院应予支持。该条突出了对保险人知情权的保护,据此C项错误,应当选。第12条规定,发生保险事故后,被保险人为防止或者减少损失而采取的合理措施没有效果,要求保险人支付由此产生的合理费用的,人民法院应予支持。根据该条,被保险人在履行合理减损的义务后,尽管没有达到减损的效果,因此而支付的费用应当由保险人承担,B项正确,不能选。第16条规定,保险人取得代位请求赔偿权利后,主张享有被保险人因申请扣押船舶取得的担保权利的,人民法院应予支持。该条是对代位求偿权的扩张,D项正确。

阅读理解

                                                                              A

Everywhere I go, people are speaking on their cell telephones regardless of their surroundings (环境) . This happens when people are walking around a lake or through town, or even driving. I have even seen a person attempting to speak on her cell phone while ordering ice cream at Dairy Queen, thus speaking to two people at once.

As the over-spending of technology increases, people begin to take less joy in the simple pleasures of life—joys that don’t cost money—from observing clouds, playing with children to thinking or reading. And it is not just telephones that take the responsibility; too much value is placed on items (物品) from computers to cars. Many things are purchased (购买) merely(仅仅) to show off. Do you really need a cell phone that plays games, shows movies and takes pictures? No, cell phones should be purchased to use in urgent situations.You do not need to use your telephone when you are at someone else’s house or in a restaurant.

Technology and possessions (财产) do not bring joy. While some technology is necessary, it can get ridiculous(可笑的). Each possession just makes us want more, while simple pleasures can be enjoyed now and then.

Instead of spending our time buying a third television or looking into the newest cell phone models, we should be acting more productively to improve the world by volunteering, for example. Or, we should reconsider playing computer games or taking pictures on our cell phones and read a book or imagine what shapes the clouds are in the sky instead.

小题1:The author mentions cell phones at the beginning just to show _________.

A.they can be used on any occasion.

B.people manage to speak to two at a time.

C.they can put drivers in great danger.

D.people are fond of personal items.小题2:People have less joy of simple life nowadays mainly because they _________.

A.focus on technology and their belongings.

B.use cell phones in less urgent situations.

C.buy private cars just to show off.

D.place too much value on computers.小题3:We can infer that ________.

A.people have no time to play with their children.

B.we can take pleasure in using cell phones at any time.

C.people always desire more possessions.

D.we depend on volunteers to develop the world.

填空题