问题 单项选择题

根据材料回答下列问题
秦先生目前有存款5万元,打算5年后买房。秦先生预计今年年底年收入为10万元,以后每年有望增加5%,每年的储蓄比率为50%。假设秦先生的投资报酬率为10%,秦先生买房时准备贷款20年,计划采用等额本息还款方式,假设房贷利率为6%。

秦先生可负担的首付款为( )万元。

A.11

B.21

C.31

D.41

答案

参考答案:D

解析:
可负担首付款=目前净资产在未来购房时的终值+以目前到未来购房这段时间内年收入在未来购房时的终值×年收入中可负担首付比例的上限
可负担的首付款明细
                     单位:元

年收入年储蓄储蓄部分在购房时的终值
05000080526
11000005000073205
21050005250069878
31102505512566701
41157635788263670
51215516077660776
终值合计414756
因此,秦先生可负担的首付款为41万元。

填空题

根据下列短文内容,在短文后的空格处填上一个恰当的词,使短文完整、通顺。

    What can you do to keep healthy? Perhaps for children, healthy eating is one of the most important things.

Here are some ideas about   1   to eat healthily. 

Having breakfast

    A good breakfast is very important to children. It's necessary to have it in the   2  . But some children often

go to school   3   breakfast, just because they want to sleep a little longer. Remember that a good breakfast will

help you study better.

Having milk

    "My dream is that all the Chinese children can get half a kilogram (公斤) of milk a day." The Chinese

Premier ( * * ) Wen Jiabao said this during his   4   to a milk farm. Milk is also very important to children's

health. It makes children grow stronger. It's better for you to   5   a glass of warm milk   6   going to bed.

That will help you have a good sleep.

Having healthy food

    Having healthy food is the most important. That means eating lots of different   7   of food, especially fruits

and vegetables. Don't eat too much chocolate   8   ice-cream. Some of you   9   eating fast food, but in fact it

is not good for your health. Try to eat healthy food as much as  10 .

    Have healthy eating habits, and you will have a strong body.

1               2               3               4               5               

6               7               8               9               10               

单项选择题