Why didn't you tell me there was no meeting today? I _____ all the way here through the heavy snow. [ ]

A. needn't have driven

B. can't have driven

C. mustn't have driven

D. shouldn't have driven

关于个人商业用房贷款调查环节，说法错误的是：（）

A.实行双人调查

B.与借款人至少面谈一次

C.面谈的主要目的是甄别借款人购房行为的真实性和贷款用途的真实性

D.实行单人调查