对借款人的个人助业贷款申请进行第一还款来源充足性调查时，借款人既往经营能力的评价主要是依据其家庭有效资产，并以此作为分析其还款能力的重要依据。下列属于上述家庭有效资产的是（）。
A.实物资产，即未经抵押的房地产、交通工具
B.在我行或他行近6个月的日均存款
C.起息日在三个月之前存期半年以上的凭证式国债
D.持有其已在半年以上的记账式国债
参考答案：A, B, C, D
One Room Air-conditioner—$50 Date: 2010-10-20, 11:09 PM EDT Reply to: sale-nkzcp-1836592471@ craigslist. org I have a one room air-conditioner. I had a central air conditioning system put in and I don’t need it any more. I only used it for a month and it works great. Brand New Nike shoes—$25 Date: 2010-10-20, 11:04 PM EDT Reply to: sale-vyuvv-1836588920@craigslist. org I have a new pair of kids Nike Tennis shoes. They have never been worn. They are just sitting out in my garage for someone in need of new tennis shoes. They are in excellent condition. I bought them for my daughter a few years ago and they didn’t fit her. They must be picked up in Medina. 24’ Boat—$1,000 Date: 2010-10-20, 11:36 PM EDT Reply to: sale-fndfx-1836614645@ craigslist. org I have a 1961 24’ wooden boat with a 350 hp Chevy engine. Boat hull(船身) and floors have been redone. The motor works. The boat is not in the water, but has been standing on blocks for a year and the inside will need to be put back together as it was taken apart to redo the floors. Everything taken off is still there. Please call 440-942-2763 if you are interested. 8-piece Kid’s Bedroom Set—$600 Date: 2010-10-20, 11:29 PM EDT Reply to: sale-473ny-1836608704@ craigslist. org This is an 8-piece bedroom set. It includes five different dressers, one mirror and two beds with bed boards. My girls are older and have their own rooms and wanted a change. Cash and carry only. I cannot deliver, but I can assist in the set-up of  the beds.小题1:. What do the four goods have in common?
The owner of the air-conditioner wants to sell his air-conditioner because .
What do we know about the 24’ boat?
If required, the seller of the 8-piece kid’s bedroom set will .
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be redone.
e beds to the buyer