问题 单项选择题

Astronaut Jim Voss has enjoyed many memorable moments in his career, including three space flights and one space walk. But he recalls with special fondness a decidedly earthbound experience in the summer of 1980, when he participated in the NASA-AS-EE Summer Faculty Fellowship Program. Voss, then a science teacher at West Point, was assigned to the Marshall Space Flight Center’s propulsion lab in Alabama to analyze why a hydraulic fuel pump seal on the space shuttle was working so well when previous seals had failed. It was a seemingly tiny problem among the vast complexities of running the space program. Yet it was important to NASA because any crack in the seals could have led to destructive results for the astronauts who relied on them.

"I worked a bit with NASA engineers," says Voss, "but I did it mostly by analysis. I used a handheld calculator, not a computer, to do a thermodynamic analysis. "At the end of the summer, he, like the other NASA-ASEE fellows working at Marshall, summarized his findings in a formal presentation and detailed paper. It was a valuable moment for Voss because the ASEE program gave him added understanding of NASA, deepened his desire to fly in space, and intensified his application for astronaut status.

It was not an easy process. Voss was actually passed over when he first applied for the astronaut program in 1978. Over the next nine years he reapplied repeatedly, and was finally accepted in 1987. Since then he has participated in three space missions. The 50-year-old Army officer, who lives in Houston, is now in training for a four-month mission as a crew member on the International Space Station starting in July 2000.

Voss says the ASEE program is wonderful for all involved. "It brings in people from the academic world and gives NASA a special property for a particular period of time. It brings some fresh eyes and fresh ideas to NASA, and establishes link with our colleges and universities," Voss explains. "There’s an exchange of information and an exchange of perspectives that is very important."

For the academic side, Voss says, the ASEE program also "brings institutions of higher learning more insight into new technology. We give them an opportunity to work on real-world problems and take it back to the classroom. \

The great significance of Voss’s findings lies in ().
Ⅰ. strengthening his determination to join in space flights
Ⅱ. furthering his understanding of NASA
Ⅲ. consolidating his astronaut status in NASA programs

A. I only

B. Ⅱ only

C. I, Ⅱ and Ⅲ all included

D. Ⅰ and Ⅱ only

答案

参考答案:D

解析:

从文章的第二段最后两句可以看出。对于Voss来说这是一段宝贵的时间,因为参与ASEE而加深了他对NASA的了解,增强了他参与太空飞行的欲望,使他更想申请做一名宇航员(当时还不是宇航员)。因此D应为正确答案。

不定项选择 案例分析题

风险事件:

2014年4月3日,经中国银监会核准,中国工商银行(下称“工行”)正式获准实施资本管理高级方法。作为全球系统重要性银行,工行积极实施资本管理高级方法,学习借鉴国际先进经验,用更高的标准要求自己,不断提高风险管理能力,把工行打造成能够抵御住各种风险冲击的“百年老店”。

相关背景:

股改上市以来,面对国际金融危机和国内经济转型的挑战,工行积极探索,在各项业务保持持续发展的同时,控制住了风险。一是管好了战略风险。通过实施国际化战略、“大零售、大资管、信息化银行”战略,实现了风险的分散化与盈利的多元化。二是确立了稳健的风险文化。制定了本行的风险偏好,正确处理长、短期利益关系,形成了合规、严谨、稳健的风险文化。三是建立了完善的风险治理构架。从集团层面做到了各类风险的统一管理,使全行资产组合的布局更加合理。四是建立了科学的风险计量与监控体系。通过实施资本管理高级方法,利用大数据和系统手段,实现了对风险的科学化、精细化管理。

经济进入新常态后,银行面临资产质量劣变的压力,工行通过实施内部评级法,抓转型、促应用,不断完善风险管理的精细化、前瞻性手段,积极应对新的形势与挑战。

工行充分发挥自身的信息科技优势和信贷管理经验,于2014年成立了业内首个专业化信用风险监控机构——信用风险监控中心。该中心集信用风险的分析、监测、预警、管控于一体,以大数据分析技术为手段,确立了分析建模、实时监测、风险预警、核查管控、跟踪督办、反馈优化及考核评价的信用风险监控工作流程,实时开展融资客户、融资产品、信贷机构及信贷人员风险的监测预警及跟踪管控,并实现了监控工作的系统化运行,有效增强了工行信用风险管理的及时性和前瞻性,促进了全行信贷经营管理水平的提升。

在风险监测预警方面,工商银行在有效整合和深入挖掘行内外数据信息的基础上,分析融资客户风险变化规律,研发并投产了一系列信用风险监控预警模型,构建了覆盖信贷投放、资产质量、日常运营及基础管理等多维度的信用风险日常监测指标体系,有效监测信贷与代理投资业务运行情况,及时揭示和管控业务风险。同时,加强对内外部形势的深入分析和提前预判,针对风险隐患相对较大的重点风险领域开展专项分析和治理,为有效防范系统性风险发挥了积极作用。

工行在各项业务保持持续发展的同时,对战略风险进行了很好的管理。下列对商业银行战略风险管理的表述,不恰当的是()。

A.银行正确识别来自于内、外部的战略风险,有助于经营管理从被动防守转变为主动出击

B.战略风险可通过技术性的风险参数对其进行量化

C.金融机构“重前台、轻后台”的发展模式很容易积聚战略风险

D.有效的战略风险管理应当定期全面评估商业银行的愿景、短期目的以及长期目标

单项选择题