问题 单项选择题

银行采用内部评级初级法的条件是()

A.对于专业贷款,银行不能够按要求估算违约概率,而必须把内部风险等级和5个监管类别及其相应的风险权重挂钩

B.银行能够估算违约概率

C.银行能够估算违约概率、违约风险暴露、违约损失率

D.以上都不对

答案

参考答案:B

阅读理解

Jack Brown, an office worker, lives in Washington. He inherited (继承) a million dollars when he was 23, but he wasn’t happy at all. When his college friends were looking for their jobs, he didn’t have to. Jack decided to keep living a simple life like everyone else. He gave ﹩10,000 of his money to a charity to help poor children live a happy life. Today he is 36. He still wears cheap shoes and clothes and drives a small car only, but he is very happy.

Up to now Jack has helped some children from poor countries all over the world, by sending them each ﹩200 a month. The money was used for the children’s study, food, medicine and clothing. Jack receives a report each year on the children’s progress. They can write to each other, but usually the children do not speak English.

When Jack first heard about these children, he wanted to help them. “It was nothing special,” he said. “Until I went to these countries and met the children I was helping, I didn’t know anything about their life.” Once Jack went to meet a little girl in Africa. He said that the meeting was very exciting. “When I met her, I felt very, very happy, ”he said. “And I saw that the money was used for a good cause. It brought me happiness. I want to do everything I can to go on helping those children.”

小题1:Jack has sent them each ﹩200 a month to help some poor children ________.

A.only in Washington

B.only in England

C.only in Africa

D.around the world小题2:Jack learned about the children’s progress by ________.

A.visiting them each other

B.getting a report each year

C.staying with them

D.talking to them in English小题3:The underlined words “for a good cause” means ________ in Chinese.

A.施舍

B.行善

C.优惠

D.赏赐小题4:The money Jack gave the children wasn’t used for the children’s ________.

A.clothing

B.medicine

C.study

D.playing小题5:What’s the main idea of the story?

A.Help others, and you’ll feel happy

B.It’s necessary to write letters to poor children

C.Live a simple life., and you can give others help

D.It’s the most important to help the children in Africa

多项选择题