问题 单项选择题

Personality is to a large extent inherent. A-type parents usually (1) A-type offspring. But the environment must also have a profound effect (2) if competition is important to the parents, it is (3) to become a major factor in the lives of their children.

One place where children (4) A characteristics is school, which is, (5) its very nature, a highly competitive institution. Too many schools (6) the "win at all costs" moral standard and measure their success by sporting achievements. The current (7) for making children compete against their classmates or against the (8) produces a two-layer system, in which competitive A types seem in some way better than their B type fellows. Being too (9) to win can have dangerous consequences: remember that Pheidippides, the first marathon runner, (10) dead seconds after saying. "Rejoice, we conquer!"

(11) the worst form of competition in schools is the disproportionate emphasis on examinations. There is, for example, a (12) school that allows pupils to concentrate on those things they do well. The (13) of competition by examination are somewhat questionable, but competition in the certain (14) of failure is positively harmful.

(15) , it is neither practical nor desirable that all A youngsters change into B’s. The world needs types, and schools have an important duty to try to (16) a child’s personality to his possible future employment. It is top management.

If the preoccupation of schools with academic work was (17) , more time might be spent teaching children surer values. Perhaps selection (18) the caring professions, especially medicine, could be made less by good grades in chemistry and more by such (19) as sensitivity and sympathy. It is surely a mistake to choose our doctors exclusively from A type stock. B’s are important and should be (20) .

20()

A.appreciated

B.opted

C.adored

D.encouraged

答案

参考答案:D

解析:

[注释] 词义搭配。本句前半句讲“B型人才也很重要”,所以后半句讲“他们应该得到鼓励”。故应选encouraged。appreciated(感激,赞赏),opted(选择,决定[做…])后接不定式或for,adored(钟爱;崇拜)均不能入选。

单项选择题
单项选择题


假设刘芳女士是你的理财客户,因为孩子将要出生,特向理财规划师咨询有关理财规划的情况,以下是刘芳女士家庭基本财务状况:
一、案例成员
成员年龄职业
邱先生30外企工程师
刘女士30医生
孩子预计三个月后出生
二、收支情况                  表1 每月收支情况表 (单位:元)
每月收入每月支出
本人收入4000日常开销7000
配偶收入10000房屋贷款3000
其他收入0其他支出0
收入合计14000支出合计10000
每月结余(收入-支出)4000

               表2 家庭年度收支情况表 (单位:元)
收入支出
本人收入48000生活基本开销84000
配偶收入120000房屋贷款36000
年终奖金30000保险费3000
其他收入0旅游费用10000
人情、探亲费用等10000
收入合计198000支出合计143000
每年结余55000
三、家庭资产负债情况                  表3 家庭资产负债表 (单位:元)
收入负债
类别金额别类金额
现金及活期存款50000房屋贷款150000
定期存款60000
房产(自用)1000000
基金股票等0
合计1110000合计150000
家庭净资产960000
四、理财规划目标
1.短期目标:为宝宝出生做准备并规划教育金和为全家规划完善的保险计划;
2.中期目标:实现家庭投资需求,保持家庭资产的快速积累;三年后购车,十年后换房,以提高生活质量;
3.长期目标:准备充裕的养老金,以保证退休后的生活质量。

假设现在的债券指数平均收益率为3.19%,标准差为5.69%。股票市场指数平均收益率为12.61%,标准差为25.55%,股票与债券的相关系数为0.12。若刘女士打算将部分资产投资于股票和债券组合,那么比较适合刘女士组合标准差约9%,而预期收益率不低于6%的是( )。

A.30%股票;70%债券

B.40%股票;60%债券

C.50%股票;50%债券

D.60%股票;40%债券