问题 不定项选择 案例分析题

风险事件:

2011年10月31日,拥有长达200年历史的世界最大期货交易商——全球曼氏金融控股公司(以下简称“全球曼氏金融”)向纽约南区破产法院提交了破产保护申请。

相关背景:

2010年3月,原新泽西州州长和高盛掌门人乔恩•克辛被任命为全球曼氏金融新一任首席执行官。2011年2月,乔恩•克辛公布在五年内将全球曼氏金融转型为投资银行的计划。全球曼氏金融“看中”因信用评级下滑价格走低但收益率上升的欧洲国家主权债券,于是大量买入来自西班牙、意大利、比利时、爱尔兰和葡萄牙等国家的债券,并将其抵押获取贷款,希望赚得利差。短短几个月,公司持有高达63亿美元的欧债敞口。随着欧债危机的不断加深,2011年10月24日,穆迪将全球曼氏金融评级调降至略高于垃圾级别。10月25日,全球曼氏金融提前公布了截至9月30日的第二财季的财务状况,披露损失高达1.91亿美元,创历史记录,致使公司股价当天暴跌48%。随后在不到一周的时间内,全球曼氏金融市值蒸发已超过2/3。10月31日,在寻求整体或至少部分出售公司以避免破产命运的多轮谈判失败后,全球曼氏金融只好正式提出破产保护申请。

根据以上案例描述,回答下 * * 小题。

乔恩•克辛将全球曼氏金融转型为投资银行的计划,使这家机构面临的最主要风险是()。

A.声誉风险

B.战略风险

C.信用风险

D.流动性风险

答案

参考答案:B

解析:战略风险是指商业银行在追求短期商业目的和长期发展目标的过程中,因不适当的发展规划和战略决策给商业银行造成损失或不利影响的风险。

选择题
问答题

It is hard to predict how science is going to turn out, and if it is really good science it is impossible to predict. If the things to be found are actually new, they are by definition unknown in advance. You cannot make choices in this matter. (46) You either have science or you don’t, and if you have it you are obliged to accept the surprising and disturbing pieces of information, along with the neat and promptly useful bits.
The only solid piece of scientific truth about which I feel totally confident is that we are profoundly ignorant about nature. Indeed, I regard this as the major discovery of the past hundred years of biology. It is, in its way, an illuminating piece of news. (47) It would have amazed the brightest minds of the 18th century Enlightenment to be told by any of us how little we know and how bewildering the way ahead seems. (48) It is this sudden confrontation with the depth and scope of ignorance that’ represents the most significant contribution of the 20th century science to the human intellect. In earlier times, we either pretended to understand how things worked or ignored the problem, or simply made up stories to fill the gaps. Now that we have begun exploring in earnest, we are getting glimpses of how huge the questions are, and how far from being answered. Because of this, we are depressed. (49) It is not so bad being ignorant if you are totally ignorant the hard thing is knowing in some detail the reality of ignorance, the worst spots and here and there the not so bad spots, but no true light at the end of the tunnel nor even any tunnels that can yet be trusted.
But we are making a beginning and there ought to be some satisfaction. There are probably no questions we can think up that can’t be answered, sooner or later, including even the matter of consciousness. (50) To be sure, there may well be questions we can’t think up, ever, and therefore limits to the reach of human intellect, but that is another matter. Within our limits, we should be able to work our way through to all our answers if we keep at it long enough, and pay attention.