问题 单项选择题

王先生为自己的家具店经营的家具进行了投保,保险金额为120万元,由于隔壁饭店失火导致王先生经营的家具实际损失价值达80万元。出险时该批家具价值100万元,则下列说法正确的是()

A.保险公司赔偿王先生损失80万元后,可以获得向饭店追偿80万元的权利

B.保险公司赔偿王先生损失80万元后,可以获得向饭店追偿100万元的权利

C.保险公司应当赔偿王先生64万元,剩余的16万元王先生可以继续向饭店追偿

D.保险公司赔偿王先生损失80万元后,王先生仍然可以要求饭店赔偿损失

答案

参考答案:A

解析:

由于保险金额120万元大于出险时该批家具的价值100万元,所以该保险是足额投保。足额投保的保险合同在进行赔偿时,保险公司按照实际损失80万元赔偿,则保险公司可以获得80万元赔偿的代位追偿权。

阅读理解

第二节信息匹配 (共5小题;每小题2分,满分10分)

阅读下列应用文及相关信息,并按照要求匹配信息。请在答题卡上将对应题号的相应选项字母涂黑。

The Blue Mercury Hotel has a varieties of different hotel rooms for different kinds of people. Book 7 days in advance and you will pay at special rates. The categories are as follows.

Ruby No 1: with a balcony. One single bed and a computer , Internet accessible

Max: One person

Price: Regular Rate — $ 490 ( per person / per night)  With no special rate all year around

Sapphire No 2: With a balcony. Two double beds ( all standard rooms)

Max : Four people

Price : Regular rate — $ 220 ( per person / per night)

Special rate — $ 190 ( per person / per night)

Emerald No 1: With a balcony. Two double beds or one king-size bed ( all standard room)

Max: Four people

Price : Regular rate — $290 ( per person / per night)

Special rate — $ 220  ( per person / per night)

Ruby No 2: With a balcony.  One bed room suite with one king—size bed

Max : two people  

Price : regular rate — $ 580 ( per person / per night)

Special rate — $400 ( per person / per night)

Emerald No 3: With a balcony. Two –bed room suite on the top floor of the oceanarium with              two king-size beds

Max: Four people

Price: Regular rate — $900 ( per person / per night)

Special Rate — $760 ( per person / per night)

Sapphire No 1: With no balcony . Two double beds ( smaller space)

Max : Two people 

Price : Regular Rate — $120 ( per person / per night)

Special Rate — 90 ( per person / per night)

请阅读以下游客的信息,然后匹配游客和他/她在 The Mercury Hotel 居住的房间:

56. Jane and Jessica, college students on holiday excursion, book the room of the Blue Mercury Hotel a fortnight ahead of time; plan to live in a room with the minimum pay.

57.  Jim and his newly married bride, arriving tomorrow morning , choose to have a suite with a king-size bed, for which they budget to pay at most $ 1200 for two of them for one night.

58.  Two couples on a trip stop at Blue Mercury Hotel. They like the place so much that they agree to stay in the hotel for two nights. Their budget is between $ 900-700 for each family.

59.  For Dave and his wife, they would rather book a suite where they can enjoy the ocean view, concerned less about the price of the room.

60.  Doctor King is having a conference at the Blue Mercury Hotel. He has to write his research paper. He wants to stay in a hotel room which has the suitable facilities

问答题 简答题