问题 单项选择题

甲公司因业务需要,以其一座厂房(价值700万元)作抵押,分别从乙银行和丙银行各贷款300万元。甲公司与乙银行于2003年5月1日签订了抵押合同,5月3日办理了抵押登记;和丙银行于2003年6月1日签订了抵押合同,6月3日办NT抵押登记。后因甲公司无力还款,乙银行、丙银行行使抵押权,对甲的厂房依法拍卖,只得价款500万元。乙银行、丙银行对拍卖款应如何分配( )

A.乙250万元、丙250万元
B.乙300万元、丙200万元
C.乙260万元、丙240万元
D.乙200万元、丙300万元

答案

参考答案:B

解析: 《担保法》第54条规定:“同一财产向两个以上债权人抵押的,拍卖、变卖抵押物所得的价款按照以下规定清偿:(一)抵押合同已登记生效的,按照抵押物登记的先后顺序清偿。顺序相同的,按照债权比例清偿;(二)抵押合同自签订之日起生效的,该抵押物已登记的,按照本条第(一)项规定清偿;未登记的,按照合同生效时间的先后顺序清偿,顺序相同的,按照债权比例清偿。抵押物已登记的先于未登记的受偿。”依此,本题中抵押合同是以登记为生效要件,故应按照抵押物登记的先后顺序清偿,因此乙银行优先受偿,所以本题选B。

完形填空
Jack worked in a shop that sold clocks. He was always telling Harry  26 a new clock. But Harry,  27 lived next door to Jack, said he didn’t need one.
  28 needs a clock,” Jack said. “How do you know when it’s time to get up?”
“My landlord Mr. Smith turns on his radio at seven o’clock and listens  29 the news,” Harry said. “That’s my morning call.”
“Ok. But how do you know when to go to work?”
“By the time I  30 my breakfast, it’s eight o’clock, time to leave for the office. Then I walk there. When I arrive at my office, it’s nice o’clock. That’s  31 time I start work.”
“Ok. But how do you know when it’s time to go home?”
“The factory bell  32 ” Harry told him.
“But how do you know when it’s time to go to bed?”
“The television programs come to end.”
By now Jack was really  33 . “Ok,” he shouted. “Now tell me what would happen  34 you woke up in the middle of the night and wanted to know the time.”
“That’s easy,” Harry said, “I would knock heavily on  35 wall. Then you would shout at me, ‘What are you doing knocking on my wall at three o’clock in the morning?’”
小题1:
A.to buyB.buyingC.boughtD.buy
小题2:
A.whichB.whoseC.thatD.who
小题3:
A.No oneB.Neither oneC.EveryoneD.Someone
小题4:
A.atB.toC.inD.on
小题5:
A.eatsB.have eatenC.ateD.was eating
小题6:
A.aB.anC.theD.不填
小题7:
A.ringB.ringsC.was rungD.ringing
小题8:
A.angerB.angrilyC.angryD.angering
小题9:
A.ifB.thatC.whyD.how
小题10:
A.hisB.theirC.herD.your
判断题