问题 单项选择题

尽管借款人目前有能力偿还贷款本息,但存在一些可能对偿还产生不利影响的因素,这样的贷款属于银行贷款五级分类中的( )。

A.关注类贷款
B.可疑类贷款
C.次级类贷款
D.损失类贷款

答案

参考答案:A

解析: 贷款五级分类包括正常、关注、次级、可疑、损失五类。正常类贷款,是借款人能履行合同,没有足够理由怀疑贷款本息不能按时足额偿还的贷款;关注类贷款,是指尽管借款人目前有能力偿还贷款本息,但存在一些可能对偿还产生不利影响因素的贷款;损失类贷款,是在采取所有可能的措施或一切必要的法律程序之后,本息仍然无法收回,或只能收回极少部分的贷款;可疑类贷款,是借款人无法足额偿还贷款本息,即使执行担保,也肯定要造成较大损失的贷款;次级类贷款,是借款人的还款能力出现明显问题,完全依靠其正常经营收入无法足额偿还贷款本息,即使执行担保,也可能会造成一定损失的贷款。故选A。

阅读理解

Tens of thousands of theatre tickets will be given away to young people next year as part of a government campaign to inspire a lifelong love for theatre.

The plan to offer free seats to people aged between 18 to 26—funded with £2.5 million of taxpayers’ money—was announced yesterday by Andy Burnham, the Culture Secretary. It received a cautious welcome from some in the arts world, who expressed concern that the tickets may not reach the most underprivileged.

The plan comes as West End theatres are enjoying record audiences, thanks largely to musicals teaming up with television talent shows. Attendances reached. 13.6 million in 2007, up 10 percent on 2006, itself a record year. Total sales were up 18 percent on 2006 to almost £470 million.

One theatre source criticised the Government’s priorities(优先考虑的事) in funding free tickets when pensioners were struggling to buy food and fuel, saying: “I don’t know why the Government’s wasting money on this. The Yong Vic, as The Times reported today, offers excellent performances at cheap prices.”

There was praise for the Government’s plan from Dominic Cooke of the Royal Court Theatre, who said: “I support any move to get young people into theatre, and especially one that aims to do it all over England, not just in London.”

Ninety-five publicly funded theatres could apply for funding under the two-year plan. In return, they will offer free tickets on at least one day each week to 18 to 26-year-olds, first-come, first-served. It is likely to be on Mondays, traditionally a quiet night for the theatre.

Mr. Burnham said: “A young person attending the theatre can find it an exciting experience, and be inspired to explore a new world. But sometimes people miss out on it because they fear it’s ‘not for them’. It’s time to change this perception.”

Jeremy Hunt, the Shadow Culture Secretary, said: “The real issue is not getting enthusiastic children into the theatre, but improving arts education so that more young people want to go in the first place. For too many children theatres are a no-go area.”

小题1:Critics of the plan argued that ______.

A.the theatres would be overcrowded

B.it would be a waste of money

C.pensioners wouldn’t get free tickets

D.the government wouldn’t be able to afford it小题2:According to the supporters, the plan should ______.

A.benefit the television industry

B.focus on producing better plays

C.help increase the sales of tickets

D.involve all the young people in England小题3:Which of the following is TRUE about the plan?

A.Ninety-five theatres have received funding.

B.Everyone will get at least one free ticket.

C.It may not benefit all the young people.

D.Free tickets are offered once every day.小题4:We can infer from the passage that in England ______.

A.many plays are not for young people

B.many young people don’t like theatre

C.people know little about the plan

D.children used to receive good arts education小题5:According to the passage, the issue to offer free tickets to young people seems ______.

A.controversial

B.inspiring

C.exciting

D.unreasonable

读图填空题