自营贷款的风险由银行承担，委托贷款的风险由委托人承担。()
参考答案：对
解析：自营贷款是指银行以合法方式筹集的资金自主发放的贷款，其风险由银行承担，并由银行收回本金和利息。委托贷款是指政府部门、企事业单位及个人等委托人提供资金，由银行(即受托人)根据委托人确定的贷款对象、用途、金额、期限、利率等代为发放、监督使用并协助收回的贷款。委托贷款的风险由委托人承担，银行(受托人)只收取手续费，不承担贷款风险，不代垫资金。
| 用方框中所给单词的适当形式填空，使短文完整正确、（每个单词限用一次）。 | |
the "New York Times" says China's most l writer is Guo Jingming, whom some Chinese readers claim is the best 2 . In "China's Pop Fiction" , published recently, Aventurina King wrote that 24-year-old Guo is a popidol(偶像) whose "crossing-dressing.and persona(形象) " 3 him a hit in China. And the "New York Times" article 4 to mean that Guo is the most commercially successful writer. But many of the SohLl responders 5 __ the young writer has not fully developed in literature and his showy persona is unacceptable 6 Chinese standards. Some others think that Guo is successful for his best-selling books. Guo is successful more than any 7 Chinese writer last year, according to the annual list of millionaire writer. He tops the list with 11 million yuan in copyright royalties(版权税) , 8 Yu Qiuyu, a famous scholar and the richest writer of 2006. Guo tolcl the "Chongqing Evening News" in a recent 9 that he hadn't yet read the "New York Times" story, but that the honor was inspiring. He says a successful writer is someone 10 books are favored by readers. |