问题 问答题

简述外国债券和欧洲债券的主要区别。

答案

参考答案:

解析:第一,外国债券(Foreign Bond)是非居民在一国债券市场上以市场所在国货币为面值发行的国际债券。而欧洲债券(Eurobond)是非居民在面值货币国家以外的若干个市场同时发行的国际债券。第二,外国债券一般由市场所在国的国内金融机构组成的承销辛迪加承销;欧洲债券则由来自多个国家的金融机构组成的国际性承销辛迪加承销。第三,外国债券受市场所在国证券管理机构的监管,对公募发行的管理比较严格,需要向证券管理机构注册登记,发行后可申请在证券交易所上市;私募发行无须注册登记,但不能上市挂牌交易。欧洲债券发行却不必向债券面值货币国或发行市场所在国的证券管理机构登记,不受任何一国的管制,通常采用公募方式发行,发行后可申请在某一证券交易所上市。第四,外国债券的发行人和投资者必须根据市场所在国的法规缴纳税金;欧洲债券采取不记名债券形式,投资者的利息收入是免税的。第五,外国债券付息方式一般与当地国内债券相同,如扬基债券一般每半年付息一次;欧洲债券通常都是每年付息一次,以减少投资者国际分散化给付息带来的不便。

阅读理解

阅读理解

     Christopher Thomas, 27, was a writer by night and a teacher by day when he noticed he was always

tired and was losing weight fast. Diagnosed with diabetes(糖尿病), Thomas would need to inject himself with insulin(胰岛素) three times a day for the rest of his life or risk nerve damage, blindness, and even

death. And if that weren't bad enough, he had no health insurance.

     After a month of feeling upset, Thomas decided he'd better find a way to fight back. He left Canton,

Michigan for New York, got a job waiting tables, nicknamed himself the Diabetic Rockstar, and created

diabeticrockstar.com, a free online community for diabetics and their loved ones-a place where over

1,100 people share personal stories, information, and resources.

     Jason Swencki's son, Kody, was diagnosed with diabetes at six. Father and son visit the online

children's forums(论坛) together most evenings. "Kody gets so excited, writing to kids from all over,"

says Swencki, one of the site's volunteers. "They know what he's going through, so he doesn't feel alone."

     Kody is anything but alone: Diabetes is now the seventh leading cause of death in the United States,

with 24 million diagnosed cases. And more people are being diagnosed at younger ages.

      These days, Thomas's main focus is his charity(慈善机构), Fight It, which provides medicines and

supplies to people-225 to date-who can't afford a diabetic's huge expenses. Fightit.org has raised about

$ 23,000-in products and in cash. In May, Thomas will hold the first annual Diabetic Rockstar Festival

in the Caribbean.

      Even with a staff of 22 volunteers, Thomas often devotes up to 50 hours a week to his cause, while

still doing his fulltime job waiting tables. "Of the diabetes charities out there, most are putting money into

finding a cure," says Bentley Gubar, one of Rockstar's original members. "But Christopher is the only

person I know saying people need help now."

1. Which of the following is TRUE of Christopher Thomas?

A. He needs to go to the doctor every day.

B. He studies the leading cause of diabetes.

C. He has a positive attitude to this disease.

D. He encourages diabetics by writing articles.

2. Diabeticrockstar.com was created for ________.

A. diabetics to communicate

B. volunteers to find jobs

C. children to amuse themselves

D. rock stars to share resources

3. According to the text, Kody ________.

A. feels lonely because of his illness

B. benefits from diabeticrockstar.com

C. helps create the online kid's forums

D. writes children's stories online

4. What can we learn about Fight It?

A. It helps the diabetics in financial difficulties.

B. It organizes parties for volunteer once a year.

C. It offers less expensive medicine to diabetics.

D. It owns a wellknown medical website.

5. The last paragraph suggests that Thomas ________.

A. works fulltime in a diabetes charity

B. employs 22 people for his website

C. helps diabetics in his own way

D. tries to find a cure for diabetes

多项选择题