问题 多项选择题

效力未定的保险合同包括()的效力未定保险合同。

A.内容不合法

B.意思表达不真实

C.主体不合格

D.无权代理人订立

E.条款不完善

答案

参考答案:C, D

解析:效力未定的保险合同可以分为主体不合格的效力未定保险合同和无权代理人订立的效力未定保险合同:①主体不合格的效力未定保险合同,主要是指限制行为能为人订立的保险合同;②无权代理人所订立的保险合同主要体现在保险公司的代理人没有代理权、超越代理权或者代理权终止后仍以保险人名义订立的保险合同和代签名订立的保险合同。

阅读理解

The young boy saw me, or rather, he saw the car and quickly ran up to me, eager to sell his Hunches (串) of bananas and bags of peanuts.Though he appeared to be about twelve, he seemed to have already known the bitterness of life.“Banana 300 naira.Peanuts 200 naira.” He said in a low voice.I bargained him down to 200 total for the fruit and nuts.When he agreed, I handed him a 500 naira bill.He didn’t have change, so I told him not to worry.He said thanks and smiled a row of perfect teeth.

When, two weeks later, I saw the boy again, I was more aware of my position in a society where it’s not that uncommon to see a little boy who should be in school standing on the corner selling fruit in the burning sun.My parents had raised me to be aware of the advantage we had been afforded and the responsibility it brought to us. I pulled over and rolled down my window.He had a bunch of bananas and a bag of peanuts ready.I waved them away.“What’s up?” I asked him.“I … I don’t have money to buy books for school.” I reached into my pocket and handed him two fresh 500 naira bills.

“Will this help?” I asked.He looked around nervously before taking the money.One thousand naira was a lot of money to someone whose family probably made about 5,000 naira or less each year.

“Thank you, sir,” he said.“Thank you very much!”

When driving home, I wondered if my little friend actually used the money for schoolbooks.

What  if he’s a swindler (骗子)? And then I wondered why I did it.Did I do it to make myself feel better? Was I using him? Later, I realized that I didn’t know his name or the least bit about him, nor did I think to ask.

Over the next six months, I was busy working in a news agency in northern Nigeria. Sometime after I returned, I went out for a drive.When I was about to pull over, the boy suddenly appeared by my window with a big smile ready on his face. “Oh, gosh! Long time.”  “Are you in school now?” I asked. He nodded. “That’s good,” I said.A silence fell as we looked at each other, and then I realized what he wanted.“Here,” I held out a 500 naira bill.“Take this.” He shook his head and stepped back as if hurt.“What’s wrong?” I asked.“It’s a gift.” He shook his head again and brought his hand from behind his back.His face shone with sweat.He dropped a bunch of bananas and a bag of peanuts in the front seat before he said, “I’ve been waiting to give these to you.”

小题1:What was the author’s first impression of the boy?

A.He seemed to be poor and greedy.

B.He seemed to have suffered a lot.

C.He seemed younger than his age

D.He seemed good at bargaining.小题2:The second time the author met the boy, the boy _____.

A.told him his purpose of selling fruit and nuts

B.wanted to express his thanks

C.asked him for money for his schoolbooks

D.tried to take advantage of him小题3:Why did the author give his money to the boy?

A.Because he had enough money to do that.

B.Because he had learnt to help others since childhood.

C.Because he held a higher position in the society.

D.Because he had been asked by the news agency to do so.小题4:Which of the following best describes the boy?

A.Brave and polite.

B.Kind and smart.

C.Honest and thankful.

D.Shy and nervous.

填空题