问题 单项选择题

汽车贷款的申请方式同住房贷款的申请方式大致相同,理财规划师应告知客户借款人在申请汽车消费贷款时需提供一些资料,但不包括( )。

A.借款人身份证件、婚姻状况证明

B.低于首期款的存款凭证或首期款收据等

C.与贷款人指定的经销商签订的购车协议或合同

D.贷款人认可的部门出具的借款人职业和经济收入证明

答案

参考答案:B

解析: 除ACD三项之外,还需提供的资料有:①以财产抵押或质押的,应提供抵押物或质押物清单、权属证明及有权处分人同意抵押或质押的证明,有权部门出具的抵押物估价证明;②不低于首期款的存款凭证或首期款收据等。

阅读理解

阅读理解。

     Will it matter if you don’t take your breakfast? Recently a test was given in the United States. Those

tests included people of different ages, from 12 to 83. During the experiment, these people were given all

kinds of breakfasts, and sometimes they got no breakfast at all. Special tests were set up to see how well

their bodies worked when they had eaten a certain kind of breakfast. The results show that if a person

eats a proper breakfast, he or she will work with better effect than if he or she has no breakfast. This fact

appears to be especially true if a person works with his brains. If a student eats fruit, eggs, bread and milk before going to school, he will learn more quickly and listen with more attention to class.

     Opposite to what many people believe, if you don't eat breakfast, you will not lose weight. This is

because people become so hungry at noon that they eat too much for lunch, and end up gaining weight

instead of losing. You will probably lose more weight if you reduce your other meals.

1. During the test, those who were tested were given_______.

A. no breakfast at all                  

B. very rich breakfast

C. little food for breakfast              

D. different foods or none

2.The results of the test show that_______.

A. breakfast has great effect on work and studies

B. breakfast has little to do with a person's work

C. a person will work better if he has simple breakfast

D. those working with brains should have much for breakfast

3.The passage mentions that many people believe that if you don't eat breakfast, you will_______.

A. lose weight                    

B. not lose weight

C. be healthier                    

D. gain a lot of weight

4. Which of the following is NOT true according to the passage?

A. Poor breakfasts affect those who work with their brains.

B. Morning diet(节食)may cause one to get fatter.

C. Reducing lunch and supper is of less value in weight-losing.

D. Eating less in lunch and supper may help to lose weight.

5. According to the passage, if a student does not eat breakfast,    _____  .

A. he will fall ill                  

B. he will fail to listen to his teacher

C. he will not make progress in his study

D. his mind will work more slowly

单项选择题