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问题 选择题

新奥地利学派代表性人物冯·米塞斯指出“没有经济计算的经济体制必定资源配置失误，效率低下。而市场经济是以私有制为基础的，这符合人利己的本性。人的理性会根据自己的利益做出使用自己拥有的资源的决策，在市场机制的引导之下，这些分散的决策会使整个社会的资源配置实现最优。”可见，这一观点主张

①应该加强政府干预，提高资源配置效率 　②体现了市场经济的自发性、滞后性

③私有制是最有效率、最符合人性的制度 　④由“看不见的手”引导社会资源合理配置

A．①②

B．①④

C．③④

D．②③

答案

答案：C

题目分析：材料中的观点强调了“市场经济是以私有制为基础的，这符合人利己的本性”，这种观点认为私有制是最有效率、最符合人性的制度；“在市场机制的引导之下，这些分散的决策会使整个社会的资源配置实现最优”强调了由“看不见的手”引导社会资源合理配置，选C。材料强调了市场的作用，而没有强调政府的干预，①②不合题意。

单项选择题

（）是以被保险人的寿命为保险标的，以被保险人的生存或死亡为保险事故的人身保险。

A.意外保险

B.人身保险

C.人寿保险

D.健康保险
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填空题



If you find you spend more than you make, there are only two things to do: decrease your spending or (1) . It’s often easiest to decrease expenditures, because your expenses tend to be more (2) . There are as many ways to (3) as there are people looking to save it. For example, you may pool your resources with friends, or (4) only during sales, or even live more simply. But (5) that saving money should not necessarily be an end in itself. Don’t (6) of ways to save a dime, and don’t get upset about situations where (7) to spend money. The goal is to bring your budget into balance, not to become a tightwad who keeps (8) of every penny and feels that spending money is a (9) . It is important to remember that budgets may be (10) not only by decreasing expenditures, but also by increasing income. (11) to increase income is to get a (12) if you don’t already have one.
Many students work during college. Although working adds to the (13) you will face, it does not mean that your grades will necessarily suffer. In fact, many students who work (14) than those who don’t work, because those with jobs need to be (15) . Considering part-time work is often a better (16) for dealing with budget shortfalls, than taking out a loan. Because student loans are (17) , it’s easy to use them as a crutch. Loans can be of help (18) or if you couldn’t afford to attend a college without them. If you do (19) , remind yourself: one day soon you’ll have to (20) with interest.
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