According to John P. Caskey, pawnshops are important because

A．they provide great dollar value to the poor

B．they make big loans

C．they are serving the majority of the population

D．they make a, large number of loans to the poor

职业道德的构成要素主要包括（ ）。

A．意识性要素、规范性要素、行为性要素

B．经济性要素、法律性文件

C．意识性要素、法律法规

D．地方行政要素