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问题 单项选择题

关于违反如实告知义务的构成要件，下列说法正确的是()。

A.主观上投保人无过错，客观上也无未如实告知的事实

B.主观上投保人无过错，客观上有未如实告知的事实

C.主观上投保人有过错，客观上无未如实告知的事实

D.主观上投保人有过错，客观上有未如实告知的事实

答案

参考答案：D

解析：主观上，投保人应有过错，故意或者过失;客观上，投保人有未如实告知的事实。必须同时具备上述两个条件，才能构成如实告知义务的违反。

阅读理解
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Bayfield Shopping Coupons (赠券)
1. Six Hours Free Parking
     If you spend $100 or more in our stores you will receive six hours of free parking. When you have
spent $100 or more, just take this coupon and your receipts to the customer service desk on level 4.
They will stamp your parking ticket to allow 6 hours of free parking.
     Offer until November 14.
2. Win a $1,000 CD Collection
     Win your choice of $1,000 worth of CDs from, JB Music Store. Just buy any two CDs and your
name will go into the competition. Select your own prize from our wide variety of rock, pop, jazz, and
classical music.
     Competition ends November 14. Prize drawn on November 21.
     Check store for more information.
3. Buy One, Get One Free
     Buy one shirt or tie at Daniel's Menswear, and get another shirt or tie of the same value free.
     Choose from any of our dress shirts and we will give you another one at no cost. Hurry! Offer
ends November 14.
     Offer limited to one per customer.
4. 10% Off
     Present this coupon at The Book Store to get a 10% discount on any books you buy.
     We have lots of books to choose from, including children's books, novels, travel guides, and science
works. You are sure to find something you will enjoy. Shop now for Christmas, we have plenty of toys
as gifts for you and avoid the rush.
     Offer here until November 14.
5. Half-price Movie Tickets
     Buy any full-price movie ticket on Tuesdays or Wednesdays, and you can buy a second ticket for
a friend for only half price. The latest movies are here, showing in one of our five theaters at Bayfield
Shopping Center.
     Offer good through December l. Limit one per customer.
6. Free Soft Drink
     Buy any meal for at least $6 at Mike's Cafe, and receive a free soft drink. We serve the best fast
food in the Shopping Centre. Come in and try our delicious meals and our excellent service.
     You won't be disappointed! Free soft drink offer ends November 14.
1. What are these ads for?
A. Food you can order for delivery.
B. Places to go on vacation.
C. Special offers at a shopping center.
D. Things on sale in a big store.
2. Which of the following is true according to the ads?
A. Spending $50 means 3 hours of free parking.
B. One person can buy 4 tickets for the price of three.
C. After buying two CDs, you can get another two CDs for free.
D. At Mike's Café, people can get a free drink after spending $6.
3. We can know from this passage ____.
A. there is more than one theatre in the center
B. if you buy a book there, you may pay less than half the price
C. you may get a free one if you buy a shirt, or a tie, or a pair of shoes
D. you won't get a free soft drink unless you spend more than 10 dollars on the meal
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