问题 单项选择题

合理的现金预算是实现个人理财规划的基础,现金预算帮助客户达到短期财务目标的需要。老张是一名自由职业者,关于其预算编制程序的说法不正确的是()。

A.老张首先应该设定退休、子女教育及买房等长期理财规划目标,并计算达到各类理财规划目标所需的年储蓄额

B.老张发现今年的娱乐方面支出所占的比例远高于往年,决定明年在这方面重点减少支出

C.老张根据其预测的年度收入减去年储蓄目标得出年度支出预算

D.老张可以直接根据今年的收入和有关部门公布的通货膨胀率(或者CPI指数)综合预测明年收入

答案

参考答案:D

解析:收入淡旺季差异大的市场销售人员或自由职业者(例如题中的老张),就要以过去的平均收入为基准,做最好与最坏状况下的分析。

阅读理解

阅读下面的材料,从每题所给的A、B、C三个选项中,选出最佳选项回答问题或完成句子。

     I will never forget the lesson about my window. Four years ago, I moved to a house in a large town.

One of my new neighbors’ house was only a few feet away from mine. There lived a woman. Through

one of my windows, I could see her reading by her window every afternoon.    

     Several months later, I found I couldn’t see the woman clearly. I thought her window was too dirty.

I said to myself, “Why doesn’t she clean her window? It looks terrible!”

     One afternoon, I decided to clean my house including(包括) the window. I felt tired after three hours

of hard work. So I sat down by the window for a rest. What a surprise! I could see the woman reading

there clearly again! By that time, I realized that my own window was too dirty, not hers! I really felt

ashamed for myself. I had been watching her through my dirty window in the past days!

     The experience is very important for me. So I try to clean the window of my heart before judging

(评判) others.

1. How long has the writer lived in the house according to the passage?

A. Two years.  

B. Three years.  

C. Four years.    

2. The writer couldn’t see the woman clearly because ________.

A. the writer’s window was dirty              

B. the woman’s house was too far

C. the woman didn’t open her window

3.The underlined word “ashamed” means _________.

A. 高兴的 

 B. 放松的  

C. 羞愧的

4. According to the passage, the writer has learnt how to _________.

A. clean the house  

B. judge others  

C. help neighbors

单项选择题