It is not our mistakes that define who we are; it is how we     from those mistakes that counts.

A．differ

B．suffer

C．prevent

D．recover

个人抵押授信贷款的特点不包括（　　）。

A．先授信，后用信

B．批准条件比个人信用贷款严格

C．贷款用途综合

D．一次授信，循环使用