问题 多项选择题

金穗准贷记卡授信额度分为()。

A.免担保额度

B.保证担保额度

C.质押担保额度

D.抵押担保额度

答案

参考答案:A, B, C, D

阅读理解

     On Sunday morning, a strong earthquake hit Indonesia and then big tsunamis(海啸)followed.

They soon went on to other countries in the South and Southeast Asia as well as East Africa.

     Tsunamis are especially dangerous for children. By Wednesday, nearly 60, 000 people died

because of the tsunamis. One third of them were children, and most of them were 5 to 12 years old.

In may Asian countries near the sea, poor kids helped their parents fish. So they were in harm's way

when the tsunamis came. In Sri Lanka, when the first waves hit, thousands of children came to the

seaside. The waves brought in fish. The old and the young collected them. Many waited for more.

Then tsunamis six metres high hit the island of 19 million people.      

     ''They got caught and could not run to safety. This is the reason why so many children have died,"

said a police spokesman in Sri Lanka.

     In open seas tsunamis are only one or two metres high. When they are near land, they are as high

as 10 metres. Houses and cars near the sea can be taken away by these big waves. Because tsunamis

move fast and can travel to another side of the sea within on day, they may affect a lot of places.

     The Pacific Ocean(太平洋)has a lot of strong tsunamis because of the size of the ocean and large

earthquakes there. China doesn't see tsunamis often because its sea floor is quite flat. Islands around

China also help the country avoid them.

     What should you do when there's a tsunami? Move to a safe place. If you are near the sea and you

feel the earthquake, move to higher ground. Stay away from rivers and streams.

根据短文内容,选择最佳答案。

1. Which places did the big tsunamis hit?      

A. All the seaside countries.

B. South and Southeast Asia as well as East Africa.

C. Only Indonesia and Sri Lanka.    

2. Which of the following is WRONG?    

A. In open seas tsunamis are one or two metres high.

B. Sri Lanka has a population of 19, 000, 000 children.

C. Most of the children who died in tsunamis were 5 to 12 years old.   

3. Many children died in tsunamis because _________.    

A. they played happily near the sea and fell into it carelessly

B. sharks appeared and ate the children

C. they helped their parents fish near the sea and could not run to safety      

4. Why doesn't China see a tsunamis often? 

A. Because of the size of the ocean.

B. Because of large earthquakes.

C. Because its sea floor is quiet flat.  

5. What should you do when there's a tsunami according to the passage?    

A. Listen to a weather report.

B. Run to your parents for help.

C. Get to a safe place as soon as possible.

问答题

ABC公司是一零售业上市公司,请你协助完成2002年的盈利预测工作。上年度的财务报表如下:
                           损 益 表
                          2001年            (单位:万元)

销售收入 1260
销售成本(80%) 1008
毛利 252
经营和管理费用
变动费用(付现) 63
固定费用(付现) 63
折旧 26
营业利润 100
利息支出 10
利润总额 90
所得税 27
税后利润 63

                           资产负债表
                            2001年12月31日         (单位:万元)
货币资金 14 短期借款 200
应收账款 144 应付账款 246
存货 280 股本(发行苷通股500万元,每股面值1元) 500
固定资产原值 760 保留盈余 172
减:折旧 80
固定资产净值 680
资产总额 1118 负债及所有者权益总计 1118

其他财务信息如下:
(1)下一年度的销售收入预计为1 512元。
(2)预计毛利率上升5个百分点。
(3)预计经营和管理费的变动部分与销售收入的百分比不变。
(4)预计经营和管理费的固定部分增加20万元。
(5)购置固定资产支出220万元,并因此使公司折旧额达到30万元。
(6)应收账款周围转率(按年末余额计算)预计不变,上年应收账款均可在下年收回。
(7)年末应付账款余额与当年进货金额的比率不变。
(8)期末存货金额不变。
(9)现金短缺时,用短期借款补充,借款的平均利息率不变,借款必须是5万元的倍数,
假设新增借款需年初借入,年末不归还,所有借款全年计息,年末付息,年末现金余额不少于10万元。
(10)预计所得税为30万元。
(11)假设年度内现金流动是均衡的,无季节性变化。
要求:
(1)确定下年度现金流入、现金流出和新增借款数额。
(2)预测下年度税后利润。
(3)预测下年度每股盈利。