问题 多项选择题

某中外合资企业于2005年1月取得一宗经营性用地土地使用权,批准用途为其他商服用地,土地使用年限40年,取得土地当时缴纳土地出让金3600万元,缴纳契税108万元。2007年1月项目开发完成,共投入开发建造成本5800万元,建成价值1.5亿元的高级写字楼并出租,租期3年,年租金收入1000万元。2009年1月,该企业以2亿元的价格整体出售该写字楼物业。
请就上述内容,回答问题。

若该企业计划对该写字楼物业进行投保,则保险金额的确定可依据( )。

A.房屋建筑的账面价值

B.房屋建筑的账面原值加成数

C.房屋建筑的收益价值

D.房屋建筑的重置价值

答案

参考答案:A,B,D

解析: 了解
[真题解析] 本题考察重点是对“保险金额的确定依据”的了解。保险金额是保险人承担赔付或给付保险金责任的最高限额,也是投保人对保价标的的实际投保金额,投保人与保险人在订立保险合同时,保险金额可采取按账面原值投保、按重置重建价值投保、按实际价值协议投保方式确定的原值加成数投保。不包括选项C的“房屋建筑的收益价值”。因此,本题的正确答案为ABD。

判断题
单项选择题

When an invention is made, the inventor has three possible courses of action open to him: he can give the invention to the world by publishing it, keep the idea secret, or patent it.

A granted patent is the result of a bargain made between an inventor and the state, by which the inventor gets a limited period of monopoly (垄断) and publishes full details of his invention to the public after that period terminates (终止).

Only in most exceptional circumstances is the life-span of a patent extended to alter this normal process of events.

The longest extension ever granted was to Georges Valensi: his 1939 patent for color TV receiver circuitry was extended until 1971 because for most of the patent’s normal life there was no color TV to receive and thus no hope of reward for the invention.

Because a patent remains permanently public after it has terminated, the shelves of the library attached to the patent office contain details of literally millions of ideas that are free for anyone to use and, if older than half a century, sometimes even re-patent. Indeed, patent experts often advise anyone wishing to avoid the high cost of conducting a search through live patents that the one sure way of avoiding violation of any other inventor’s right is to plagiarize a dead patent. Likewise, because publication of an idea in any other form permanently invalidates (使无效) further patents on that idea, it is traditionally safe to take ideas from other areas of print. Much modern technological advance is based on these presumptions of legal security.

Anyone closely involved in patents and inventions soon learns that most "new" ideas are, in fact, as old as the hills. It is their reduction to commercial practice, either through necessity of dedication, or through the availability of new technology, that makes news and money. The basic patent for the theory magnetic recording dates back to 1886. Many of the original ideas behind television originate from the late 19th and early 20th century. Even the Volkswagen rear engine car was anticipated by a 1904 patent of a cart with the horse at the rear.

The main idea of the last paragraph is that ().

A. most new ideas are, in fact, as old as hills.

B. it is the reduction to commercial practice that makes news and money

C. many of the original ideas behind TV originated earlier

D. Volkswagen rear engine car originated from a cart with the horse at the rear