按照我国《保险法》的规定，财产保险合同的保险责任开始前，投保人要求解除合同的，应当按照合同约定（）。
A.向保险人支付手续费，保险人应当退还保险金
B.向保险人支付手续费，保险人应当退还保险费
C.向保险人支付手续费，保险人应当退还现金价值
D.向保险人支付手续费，保险人应当退还保险准备金
参考答案：B
解析：《保险法》第五十四条规定，保险责任开始前，投保人要求解除合同的，应当按照合同约定向保险人支付手续费，保险人应当退还保险费。保险责任开始后，投保人要求解除合同的，保险人应当将已收取的保险费，按照合同约定扣除自保险责任开始之日起至合同解除之日止应收的部分后，退还投保人
Someone is singing next door, but you feel unhappy because her singing is terrible. So you think she is just making noise. We know that too much noise makes people feel terrible. Scientists are still trying to find out more about noise, but already it is known that a noise of over 85 decibels(分贝) can make some people tried and anxious(焦虑的). In the past we thought only workers in very noisy places became deaf easily. Today, scientists believe that 10% of all workers in Britain become deaf in their work. There are also new dangers from noise. Pop music, for example, can reach 120 decibels when it is played loudly five feet away! Only a plane can make such loud noise when it takes off. There was an experiment in the United States. Some people would be given a lot of money if they stood below a jet when it was taking off over their heads. No one got the money after the jet flew past because all of them died in the noise. People can’t pay their attention on what they are doing when there is much noise. Workers in noisy offices, for example, do their work more slowly than workers in quiet offices. Another study shows that workers in factories can do dull(枯燥的) jobs better when lively music is played for them.
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