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问题 多项选择题

个人和家庭在退休前可通过相应财务准备和安排降低财务风险，如适当的个人投资或储蓄、购买商业养老保险、参与社会保险和企业退休计划等。退休后的财务风险来源包括（）

A.实际寿命高于预期寿命带来的退休后的财务风险

B.实际老年生活费用标准高于预期标准

C.预期的养老资源实际发生短缺

D.工作期间积累的退休资金不足而无法满足退休后个人和家庭的生活需要

答案

参考答案：A, B, C, D

填空题


Every Object Tells a Story凡事皆有戏
Everyone has a particular object to which they attach a special meaning or story. Every Object Tells A (1) is a participative website that enables people to explore the stories and meanings behind collections of museum objects. (2) to the site can create their own stories and share their own interpretations and objects online.
The project (3) on the art of storytelling and involves four regional museums, in partnership with Channel 4 and Ultralab, a (4) technology research centre at Anglia Polytechnic University. It will be led by the Victoria and Albert Museum. It (5) the personal meanings and histories behind objects to get people to look at them in new ways. It (6) designed to inspire them to create their own stories and share their interpretations and objects of personal significance (7) a growing online community.
Video, audio, text and pictures combine on the site to offer an enticing, accessible (8) into the content. Users can choose to browse the hundreds of objects featured, or they can search for (9) particular theme or person. They can decide on the level of information they want on an object, from (10) stories conveyed through text and pictures, to the richer experience offered by accompanying video and audio. They will (11) encouraged to add their own interpretation or object to the collection, by uploading text, images, video or audio (12) the site or by sending text and images from a mobile phone. In so doing, they will be (13) to the website’s content and illustrating how a single object can convey different meanings to different people.
The (14) stories and wonderful objects will appeal to a broad audience. The project has specific relevance to all key (15) of the National Curriculum in English and literacy. Outreach sessions in regional partner museums will encourage people to (16) involved in the project locally and a video booth will travel around England, visiting shopping centres, libraries, bus (17) and the like, to enable people to capture their object and story in a short video. This will (18) be uploaded onto the site.
In addition to the national and local publicity given to the project, Channel 4 (19) promote the website from a number of its programmes, ensuring a wide appeal and providing an added (20) for people to contribute their content.

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单项选择题

阳虚身痛证出现背恶寒的机理是（）

A.卫阳被遏，肌表失温

B.表气被遏，阳气不伸

C.津气受伤，表气不固

D.阳虚寒盛，凝于督脉

E.以上都不是
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