下列关于公积金个人住房不良贷款催收的说法，正确的是( )。

A．承办银行不得接受公积金管理中心委托，对不良贷款进行催收
B．逾期90天以内的贷款，催款方一般选择短信、电话或信函的方式催收
C．贷款一旦逾期未还，催款方一般会立即给借款人发出“提前还款通知书”，要求借款人提前偿还全部借款
D．贷款一旦逾期未还，催款方一般会立即和借款人就抵押物的处置达成协议

Despite (1) that alcoholic beverages may (2) , a leading medical expert is advising: don’t (3) just yet.
Anybody who’s ever worked in a hospital sees the hospital is full of patients that have (4) disease, but the hospital is not full of patients that have disease related to cholesterol and (5) .
In an (6) in the current New England Journal of Medicine, Dr. Goldberg of Columbia University said it is time to see (7) prevents heart disease. Such a study would give (8) to one group of heart disease patients and not to another, and see (9) .
In the latest study, which followed (10) over a 12-year period, researchers found that those who drank (11) drinks per week (12) of heart attack by (13) compared to (14) .
The lead author, (15) Kenneth Mukamal of Beth Israel Deaconess Medical Center in Boston, insists his study is (16) . For one thing, other studies have not looked at (17) .
Dr. Mukamal says (18) also appear to settle which alcoholic beverage are (19) . "Beer and spirits, beer and liquor, were most ply (20) ."