问题 单项选择题

甲为自己收藏的一幅名画向保险公司投了保险。后甲与妻子到外地旅游,委托与二人一起生活的甲的弟弟替他们照看家中事务。某日,甲的弟弟外出时忘记锁门,导致甲家中被窃,名画也被盗走。下列关于保险公司责任承担说法正确的是()。

A.由于甲的弟弟存在过错,保险公司可以不承担赔偿责任

B.由于甲的弟弟存在过错,保险公司可以要求解除合同

C.由于甲的弟弟存在过错,保险公司对甲履行赔偿义务后,享有向甲的弟弟进行追偿的权利

D.保险公司应当对甲进行赔偿,且不得向甲的弟弟追偿

答案

参考答案:D

解析:《保险法》第六十条规定,因第三者对保险标的的损害而造成保险事故的,保险人自向被保险人赔偿保险金之日起,在赔偿金额范围内代位行使被保险人对第三者请求赔偿的权利。第六十二条规定,除被保险人的家庭成员或者其组成人员故意造成本法第六十条第一款规定的保险事故外,保险人不得对被保险人的家庭成员或者其组成人员行使代位请求赔偿的权利。

问答题 案例分析题
单项选择题

More and more residences, businesses, and even government agencies are using telephone answering machines to take messages or give information or instructions. Sometimes these machines give (1) instructions, or play messages that are difficult to understand. If you (2) telephone calls, you need to be ready to respond when you get a (3)

The most common machine is the (4) used in residence. If you call a home (5) there is a telephone answering machine (6) you will hear several rings and then a recorded message that (7) says something like this: "Hello. We can’t come to the (8) right now. If you want us to call you back, please leave your name and number after the beep." Then you will hear a "beep", (9) is a brief, high-pitched (10) . After the beep, you can say who you are, whom you want to speak to, and what number the person should call to (11) you, or you can leave a (12) . Some telephone answering machines record for only 20 or 30 seconds after the beep, (13) you must respond quickly.

Some large businesses and government agencies are using telephone answering machines to provide information on (14) about which they receive a large volume of (15) . Generally speaking, using these systems (16) you to have a touch-tone phone ( a phone with buttons rather than a rotary dial). The voice on the machine will tell you to (17) a certain button on your telephone if you want information on Topic A, another button for Topic B, and so on. You listen (18) you hear the topic you want to learn about, and then you push the (19) button. Immediately after making your (20) , you will hear a recorded message on the topic.

10()

A.in hand

B.in detail

C.in operation

D.in dispute