问题 问答题 简答题

租赁公司如何进行租赁资金管理?

答案

参考答案:

一、安全投放。对于租赁公司,收取的租金应包括机械设备的本金和利息。如果租金收不回,租赁公司的本利皆失。所以,在确定资金投向时,必须慎重考虑,确保资金安全。

(一)对租赁项目的可行性进行审查

(二)对承租企业综合情况进行评估(资信状况、经营管理能力、盈利能力)

二、项目管理。租赁公司承做租赁业务,不但要做好租赁的前期工作,即租赁合同的签订、订货、报关和监督验收等,还要做好租赁的后期工作管理。

(一)对与项目有关的资料进行管理

(二)对租赁项目进行监测

(三)对租赁项目进行评价

三、保证租金及时收回。租赁公司只有通过收取租金,才能收回租赁标的物的价款,支付贷款本息,以及补偿为租赁花费的各项支出,并获得一定的利润。要保证租金及时收回,必须采取以下措施:

1、实行项目负责人制,专人负责,专项控制;

2、建立监测指标,随时监督和掌握承租人交租情况;

3、按租赁合同规定,及时收取租金,必要时运用法律手段,依法追讨租金。

四、恪守信用。租赁公司要维护良好的信用形象,就必须按时偿还借款本息。

五、资金的合理配置。包括资金来源的合理配置、资金运用的合理配置以及资金来源和资运用的合理搭配。

六、资金营运的动态分析。租赁公司营运资金的流进与流出,必须协调合理安排。如果安排不当,就会导致资金闲置,造成借贷资金成本的上升,或导致资金周转不灵,无法按时归还借款。

因此,必须对资金营运进行动态分析。

阅读理解

I don’t like my parents. They always tell me I should do this, and should not do that. It sometimes makes me angry,” said Liu Dan, a middle school student in Beijing. Do you have the same problem? Perhaps your parents had the same problem when they were your age long ago. Why does it seem that some parents are not so friendly in their children’s eyes?

One of the biggest things is when someone becomes a parent, he or she likes worrying things. They worry about everything about you from the time you were born. They do a lot for you, though something would make you angry, because they care about you and worry about you. They worry about your choice of friends, the food you eat, your work at school, how much sleep you get, etc. All these things are part of your life. They want you to grow up healthily and happily.

So how can you make things easier on yourself? It’s easier than you think. Just make sure your parents know what you’re doing. Get them to know your friends. Call them if you stay somewhere else later than usual. Say sorry to them when you make mistakes. Take responsibility for what you have done. Talk about your ideas with them. They may talk about theirs with you.

Most of all, try to think about why your parents do this or do that. They are still practicing being parents and need help you can give them. Someday, when you become a parent, they may be able to help you how to get on with your children.

小题1:The writer of the passage doesn’t agree that _______.

A.parents want you to grow up healthily

B.parents don’t want you to make some bad friends

C.parents worry about everything about you

D.parents want to control you小题2:Some of the children are angry with their parents in the passage because ________.

A.the parents think they eat too much

B.the parents don’t like the friends that their children have made

C.the children don’t live with their parents

D.the children are limited by their parents小题3:“They are still practicing being parents.” means _______.

A.parents are not always right

B.parents should practice more

C.parents have many mistakes

D.parents are always right小题4:The main idea in this passage is that _______.

A.some of the parents in China don’t love their children

B.children and parents should understand more about each other

C.parents should worry too much about their children

D.children should bear everything their parents arranged

单项选择题 案例分析题