So far nothing _____ Tom. I want to know the reason _______ he hasn’t written to me.

A．heard from; why 　

B．has been heard from; why

C．was heard from; that

D．has heard from; that

某保险合同规定地震、火灾属于保险责任，如果地震引起火灾，并导致企业财产损失，按近因原则，保险人的正确处理方式是（）。

A.保险人不承担赔偿责任

B.仅赔偿因地震引起的财产损失

C.仅赔偿因火灾引起的财产损失

D.地震、火灾引起的财产损失均予赔偿