— Jack took the 8:30 bus to Guangzhou this morning.

— Really? He _____ 8:20 Express. It is much more comfortable and faster to travel by train. [ ]

A. could have taken

B. would have taken

C. need have taken

D. must have taken

金融机构按季度将配合中国人民银行及其分支机构开展反洗钱调查的情况，汇总统计并向（）报告。