问题 单项选择题

保险代理人是指根据保险人的委托,向保险人收取佣金,并在保险人授权的范围内代为办理保险业务的机构和个人。关于保险代理具有的民事代理一般特征下列说法不正确的是()。

A.保险代理人与投保人实施的民事法律行为,具有确立、变更或终止一定的民事权利义务关系的法律意义

B.保险代理人与投保人实施的民事法律行为,具有确立、变更或终止一定的民事权利义务关系的法律意义

C.保险代理人与投保人之间签订的保险合同所产生的权利义务,视为保险人自己的民事法律行为

D.保险代理人以自己的名义进行代理活动

答案

参考答案:D

解答题
阅读理解

Carl lost his job. He had so little money that he spent his days at home. He watched his neighbor’s room, where an old professor lived. He found the rooms were full of old furniture and vases. Carl thought, “Why haven’t I got an old and valuable vase? I can sell it for a lot of money.”

Carl had an old gun. It had been his great grandfather’s favorite thing a long time before. Carl didn’t want to use the gun but he thought, “Anything could happen.” He wanted to hide the gun under his coat but it was too long so he cut the end off with a saw(锯子).

Next morning he watched the professor leave home at 10 o’clock. Carl broke the window and entered the house. He didn’t know much about arts. He couldn’t choose. He reached his hands towards a big vase when he heard a noise. The front door opened and someone entered the house. It was the professor. He had forgotten to take an important document. Carl became so afraid that  he pulled out the gun, “I haven’t stolen anything. I just want to go away or I will shoot.” cried Carl. “With that gun? ”asked the professor and he began to laugh. He wasn’t afraid of Carl at all.

He said, “You can’t shoot with that old gun. Its place should be in a museum.”

“Is this really an old gun? ” asked Carl. “How much is it worth?”

“It was worth about 27,000 dollars,” said the professor, “But now you can get 20 dollars for it.”

“Why?” asked Carl.

The professor said, “Because its end is missing.”

36. Carl wanted to steal because he was interested in beautiful vases.

37. He cut the end of the gun off in order to hide it easily.

38. The professor came back because he saw Carl enter his house.

39. The professor was not afraid of Carl because he thought Carl dared not shoot.

40. The gun is worth 20 dollars now because Carl cut off its end.