—Do you like chatting with your friends on the tele-phone or mobile phone?  

—_____, 1 would rather _____QQ.  [ ]

A. Either; use      

B. Neither; use  

C. Both; to use    

D. Neither; to use

贷款定价所包含的成本包括资金成本、经营成本、风险成本和资本成本。资金成本主要指商业银行负债的债务成本。( )