问题 问答题 简答题

《解读贷款新规》中,信贷风险管理的目标是什么?

答案

参考答案:(1)促进信贷业务管理模式的转变,从片面追求利润的管理模式,向实现“风险调整后收益”最大化的管理模式转变;

(2)从以定性分析为主的风险管理方式,向以定性和定量分析相结合的管理方式转变;

(3)在注重单笔信贷业务风险、分散管理的模式的基础上,加强信贷业务组合管理。

阅读理解

阅读理解

     Many people all over the world speak English as their second language and it is not too much

to say that it has become an international language.  

Studying English can make life fun. It enables you to watch American movies, read English

books and listen to English songs. Moreover, as English is an international language, you will be

able to communicate with foreigners when you are on a trip abroad. Traveling will be more

interesting that way.

     It is a good idea to make friends with foreigners. In my opinion, it is the best way to improve

your English. In addition, it will bring you a lot of fun and expand your view of the world.  If you

make friends with a native speaker, you can practise your spoken English more often, and then

you can communicate with people around the world. You can also become familiar with the

customs and habits of different cultures.

     There are some people who are afraid to make friends with foreigners, because they are not

confident about their English. However, many foreigners do not care about grammar. They will

get your key words in the sentence and know the whole meaning. Therefore, it is unnecessary to

be afraid; just go ahead.

     In brief, English is so useful to us that we should all learn it.

1.Why does the writer think it necessary for us to learn English?

A. Because he uses it as a second language.

B. Because English has become an international language.

C. Because you can't make foreign friends if you can't speak English.

D. Because it will be difficult for you to travel if you can't speak English.

2.Studying English can make fun in the following ways EXCEPT _____ according to the text.

A. enjoying British or American music

B. travelling abroad

C. attending English parties

D. reading English novels or poems

3.In the writer's opinion, some people dare not make foreign friends because _____.

A. they are afraid of making grammar mistakes

B. they become shy when they meet foreigners

C. they know little English

D. they seldom speak English with foreigners

4. Which of the following is closest in meaning to the underlined word "expand"?

A. improve

B. deepen

C. enlarge

D. raise

单项选择题