问题 问答题 简答题

提出行受理持票人提交的通过影像交换系统处理的支票时,应审查哪些事项?

答案

参考答案:

(1)票面是否记载银行机构代码;

(2)支票金额是否超过规定金额上限;

(3)支票是否是按统一规定印制的凭证,支票是否真实,是否超过提示付款期限,是否为远期支票;

(4)支票填明的持票人是否在本行开户,持票人的名称是否为该持票人,持票人的名称与进账单上的名称是否一致;

(5)出票人的签章是否符合规定;

(6)大、小写金额是否一致,与进账单的金额是否相符;

(7)支票必须记载的事项是否齐全,出票金额、出票日期、收款人名称是否更改,其他记载事项的更改是否由原记载人签章证明;

(8)背书转让的支票其背书是否连续,签章是否符合规定,背书使用粘单的是否按规定加盖骑缝章;

(9)持票人是否在支票的背面作委托收款背书。

问答题 简答题
阅读理解

Driving a car is not just handling controls and judging speed and distance. It requires you to predict what other road users will do and get ready to react to something unexpected , When alcohol is consumed, it enters your bloodstream and acts as a depressant (抑制药),damaging eyesight, judgment and co-ordination (协调),slowing down reaction time and greatly increasing the risk of accidents. Even below the drink driving link , driving will be affected.

Alcohol may take a few minutes to be absorbed into the bloodstream and start action on the brain. Absorption rate is increased when drinking on an empty stomach or when consuming drinks mixed with fruit juice. To get rid of alcohol from the body is a very slow process and it is not possible to speed it up with any measures like taking a shower or having a cup of tea or coffee.

The present Road Traffic Ordinance states clearly that the limit of alcohol concentration (浓度) is:

● 50 milligrams of alcohol per 100ml of blood ;or

● 22 micrograms of alcohol per 100ml of breath ;or

● 67 milligrams of alcohol per 100ml of urine(尿液)

Drivers who cause traffic accidents, or who commit a moving traffic offence(罪) or are being suspected of drink driving will be tested.

Any drive found drinking beyond the limit will be charged. The driver declared guilty may be fined a maximum of HK﹩25,000 and be sentenced to up to 3 years in prison and punished for 10 driving-offence points; or temporarily banned from driving.

The same punishment applies to failing to provide specimens (样本) for breath, blood or urine tests without good excuse.

Drink driving is a criminal offence. Be a responsible driver, think before you drink. For the safety of yourself and other road users, never drive after consuming alcohol.

小题1:The first paragraph is mainly about_____________.

A.the introductions of driving skills

B.the damage of drinking to your body

C.the effect of drinking on driving

D.the process of alcohol being absorbed小题2: The underlined word “it” in the second paragraph refers to “________”.

A.alcohol

B.absorption

C.blood

D.process小题3:Which of the following is TRUE according to the passage?

A.Drinking below the drink driving limit has no effect on driving

B.Alcohol is taken in more quickly when drunk with fruit juice.

C.Having a cup of tea helps to get rid of alcohol from the body.

D.50 milligrams of alcohol per 100ml of breath is below the drink limit小题4:A driver suspected of drink driving_________.

A.should provide specimens for testing.

B.will be forbidden to drive for 3 years

C.will be punished for 10 driving-offence points

D.should pay a maximum fine of HK$25,000