问题 问答题 简答题

货币时间价值的含义及要素是什么?

答案

参考答案:

货币时间价值是指货币经历一定时间的投资和再投资所增加的价值,也称资金的时间价值,即资金在周转过程中由于时间因素形成的差额值。货币时间价值涉及五个要素,即现值、终值、时间期限、利率及年金。

单项选择题 A1/A2型题
阅读理解

阅读理解。

     Brian Walker chews pens. He bites them so hard that his boss has warned him to stop or buy his own.

Kate's weakness is more acceptable-she is unable to walk past a cake shop without overeating Sophin Cartier

finds her cigarette habit a headache, while Alice's thumb-sucking drives her boy friend crazy. Four people

with very different habits, but they all share a common problem anxiety disorder or, in serious cases. Obessive

Compulsive Disorder (OCD).

     From nail-biting to too much hand-washing, overeating and internet addiction (上瘾),OCD is widespread

in almost every workplace and countless home."It is a relatively common form of anxiety," says Dr. Mootee.

"The main feature of OCD is the repetition of unwanted obsessive (过度的) thoughts such as worries that

doors are left unlocked, gas or electrical appliances are left on." In order to fight against the an essay checking

door locks and gas or electrical appliances.

     Dr. Mootee says that repetitive washing, particularly of the hands, is the most common type of OCD. She

has treated many patients who wash their hands up to 30 times a day. The technique Mootee uses to treat

people with OCD is called cognitive-behavioral therapy (认知行为疗法). "It is based on the general idea that

people have the ability to change the way they think and behave," says Mootee.

     But when does a habit become a problem? "It's personal," says Mootee. "Everyone has something unusual,

but if you can't put up with it, then it's a problem and you need to do something to change it." Mootee says

many people ready for treatment because they fear they are "crazy". But as people become more knowledgeable about these problems they will go and get help. The only way to cure is to conquer.

1. If a person suffers from OCD, he is likely to keep doing any of the following EXCEPT _____. 

A. chewing pens

B. hurting himself

C. sucking fingers

D. biting nails

2. According to the passage, a person suffering from OCD _____.

A. reduces his/her anxiety by taking drugs

B. gets into unwanted habits to relieve stress

C. has unwanted thoughts about habits

D. has unwanted thoughts because of illness

3. Dr. Mootee's treating technique is based on the idea that _____.

A. everyone has something different

B. people can put up with their problems

C. people can change their way of thinking and action

D. people tend to repeat their obsessive actions

4. By saying "The only way to cure is to conquer." Dr. Mootee suggests that an OCD sufferer _____.

A. has to be an extraordinary person

B. must cure his illness by himself

C. must overcome many physical illnesses

D. should have a right attitude towards the problem