问题 多项选择题

农户小额贷款的风险成因有()。

A.农户不守信用形成的风险

B.农户自身经营活动面临的风险,如自然风险、经营风险等

C.客户经理操作风险,包括经验和能力不足导致的风险、道德风险

D.内部控制能力弱造成的风险,如贷后管理不到位

答案

参考答案:A, B, C, D

阅读理解

Like most English children, I learned foreign languages at school. When I made my first visit to the United States, I was sure I could have a nice and easy holiday without any language problem. But how wrong I was!

At the American airport, I was looking for a public telephone to tell my friend Danny that I had arrived. An American asked if he could help me. "Yes," I said, '1 want to give my friend a ring."

"Well, that's nice. Are you getting married?" he asked. "No," I replied, "I just want to tell him I have arrived." "Oh," he said, "there is a phone downstairs on the first floor." "But we're on the first floor now," I said.

"Well, I don't know what you are talking about Maybe you aren't feeling too well after your journey," he said. "Just go and wash up, and you will feel a lot better." And he went off, leaving me wondering where on earth I was: At home we wash up after a meal to get the cups and plates clean. How can I wash up at an airport?

At last we did meet. Danny explained the misunderstanding: Americans say "to give someone a call", but we English say "to give somebody a ring". When we say "to wash your hands", they say "to wash up". And Englishmen start numbering from the ground floor so the first floor is the second for Americans.

小题1:The writer went to America by  ______.

A.plane

B.ship

C.bus

D.train小题2:The writer went to America for______   .

A.education

B.business

C.holiday

D.friendship小题3:The American thought "a ring" should be a________  .

A.phone call

B.present

C.person

D.letter小题4:Englishmen usually wash up________ .

A.after dinner

B.after a journey

C.when they are tired

D.before they telephone someone小题5:The third floor in England is the ______floor in America.

A.first

B.second

C.third

D.Fourth

单项选择题