柜面业务应关注的风险因素包括（）。
A.个人账户开户。主要表现为个人客户利用伪造的身份证件办理开户
B.个人存、取款。主要表现为交易成功，客户未在记账凭证上签字确认
C.无折/无卡存款。主要表现为客户办理无折/卡存款时，没有填写存款凭条，之后客户对存款金额等内容提出异议
D.单位存、取款业务。主要表现为柜员将单位存入现金、汇入款项或汇出款项转入自己控制账户，之后滚动挪用客户资金
参考答案：A, B, C, D
| 根据短文内容，用方框中所给词的适当形式填空。（其中有一词多余) | |
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| There are millions of stars in our sky. If you look 1________ the sky on a clear night, it is possible to see about 3000 stars. They 2_______ small, but they are really very big hot balls of burning gas. Some of them are huge, but others are much 3_______, like our planet Earth. The biggest stars are very bright, but they 4_______ live for a short time. Every day new stars 5______ born and old stars die．All the stars are very far away .The light 6_______ the nearest star takes more than four years to reach Earth.Hundreds of years ago, people 7________ stars, like the North star, to know which direction to travel in. Today you can still see that star. |