问题 多项选择题

以下关于操作风险监管资本计量的说法,正确的有()。

A.基本指标法的计算思路是,前三年中各年正的总收入乘上一个固定比例加总后的平均值

B.高级计量法是通过建立操作风险计量模型,来估计操作风险监管资本的方法,如内部衡量法(IMA.、损失分布法(LDA.等

C.标准法的计算思路是,将银行的操作风险划分为9类业务条线,各业务条线对应不同的系数,各业务条线的操作风险资本等于各业务条线的总收入乘以该业务条线对应的系数

D.巴塞尔新资本协议提出了三种计量操作风险监管资本的方法,分别为标准法/标准替代法、基本指标法、高级计量法,这三种方法在复杂性和风险敏感度方面渐次加强。

答案

参考答案:A, C

阅读理解

Dogs are friends of man. They work for us. They hunt with us. They also play with us. But a long time ago, all over the world, dogs were wild. Dogs can go back to the Stone Age. All dogs had the same ancestor (祖先). It is believed that this ancestor was much like a wolf. Other animals, like fox, also came from this ancestor. Thousands of years ago, man began to tame (使驯服) the wild dogs. When the dogs were tamed, they were trained well. The strong dogs then became working animals. They were trained to pull heavy loads (担子). They learned to keep watching over sheep and other animals. Working dogs could do other things, too. Some dogs were not strong. But they could help man hunt. Other dogs were best at pets. At first, there were only a few kinds of dogs. Today, there are more than 100 kinds.

小题1:The word “wild” in the first paragraph means ___.

A.温顺的

B.野生的

C.凶残的

D.善良的小题2:Dogs can go back to the Stone Age. Here “go back” means ___.

A.追溯到

B.回来

C.违背

D.返回去小题3:From this passage, we know that ___.

A.all the animals have the same ancestor

B.all dogs are as wild as they were many years ago

C.man has helped change dogs

D.animals never change小题4:What jobs can dogs do?

A.Keep watching over sheep.

B.Hunt with man.

C.Pull heavy loads.

D.All the above.小题5:The main idea of the whole story is that ___.

A.man and dogs have the same ancestor

B.all animals are too wild to be man’s friends

C.dogs and man have been friends for a long time

D.people like to keep foxes as pets because they are tamer

填空题