问题
判断题
有担保流动资金贷款的借款人可根据需要在合同中选定一种还款方式，也可以根据具体情况在贷款期限内变更还款方式。( )
答案
参考答案：错
解析： 有担保流动资金贷款的借款人可根据需要选择还款方式，但一笔贷款只能选择一种还款方式，合同签订后，未经贷款银行同意不得更改。因此，本题的叙述是错误的。
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有担保流动资金贷款的借款人可根据需要在合同中选定一种还款方式，也可以根据具体情况在贷款期限内变更还款方式。( )
参考答案：错
解析： 有担保流动资金贷款的借款人可根据需要选择还款方式，但一笔贷款只能选择一种还款方式，合同签订后，未经贷款银行同意不得更改。因此，本题的叙述是错误的。
What do you usually use your cellphone for? Calling friends or sending them text messages? As technology develops，nowadays cellphones can do much more than that．They have become all-in-one cell-phones. A typical example is Apple’s phone.The touch-screen cellphone plays music，connects to the Web，sends emails and takes photos. More than 1 million Apple’s phones have been sold since it was sold in June. “Today’s young people enjoy using all kinds of digital functions，such as those of a music player，a camera and even a computer. An all-in-one cellphone is easy to carry. That is the goal of developing a technology to make our lives more convenient，simple and relaxed，said Professor Ding Shouqian at Nankai University． However, the all-in-one cellphones come with some problems. Users have complained that they are too complicated to use them, and that their battery life is too short. Cellphone producers say that they are working hard to make their phones even better. It is very convenient to use it. “We are trying to make the cellphones in a way that people can quickly move from phoning to taking pictures to listening to music, said Alastair Curtis, Nokia’s chief designer.“If you look at the Nokia 3250 model, it has a twisting(转动) bottom. So you twist it half a turn，and it’s in camera mode. You twist it another 90 degrees, and it’s in music player mode．”Japanese companies such as Toshiba and Fujitsu are also working to develop a new kind of battery for cellphones． If all the problems are solved in the future, all-in-one phones will change our lives for the better.
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