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问题 单项选择题

当银行在办理个人汽车贷款业务时，可采取的信用风险防控措施不包括( )。

A．到借款人经营场所了解其真实收入水平
B．调查客户除汽车以外的其他合法资产
C．将贷前调查工作全权委托给保险公司和汽车经销商进行
D．指定专人面谈客户了解信息

答案

参考答案：C

解析：为了防控信用风险，银行应做到以下几点：认真审查客户信息资料的真实性。在此阶段，如有必要，应当到借款人单位或经营场所，了解其收入水平及个人信誉。

单项选择题

关于期货交易，下列说法错误的是( )。

A．期货合约由交易所制定

B．实物交割率低

C．期货交易实行实际金额制度

D．期货交易的履约担保由交易所提供
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单项选择题

Section Ⅰ Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. Illiteracy may be considered more as an abstract concept than a condition. When a famous English writer used the (1) over two hundred years ago, he was actually (2) to people who could (3) read Greek or Latin. (4) ,it seems unlikely that university examiners had this sort of (5) in mind when they reported on "creeping illiteracy" in a report on their students’ final examination in 1988. (6) the years, university lecturers have been (7) of an increasing tendency towards grammatical sloppiness, poor spelling and general imprecision (8) their students’ ways of writing; and sloppy writing is all (9) often a reflection of sloppy thinking. Their (10) was that they had (11) to do teaching their own subject (12) teaching their undergraduates to write. Some lecturers believe that they have a (n) (13) to stress the importance of maintaining standards of dear thinking (14) the written word in a world dominated by (15) communications and images. They (16) on the connection between clear thinking and a form of writing that is not only clear, but also sensitive to (17) of meaning. The same lecturers argue that undergraduates appear to be the victims of a "softening process" that begins (18) the teaching of English in schools, but this point of view has, not (19) , mused a great deal of (20) .

Read the following text. Choose the best word (s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1.2（）

A．complaint

B．request

C．appeal

D．assertion
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