问题 单项选择题

为保护保险人的代位追偿权,法律上要求被保险人不能损害保险人的代位追偿权的情况不包括()。

A.在保险人赔偿之前如果被保险人放弃了向第三者的请求赔偿权,那么,也就同时放弃了向保险人请求赔偿的权利

B.在保险人赔偿之后,如果被保险人经保险人的同意而放弃了对第三者请求赔偿的权利

C.如果因被保险人的过错影响了保险人代位求偿权的行使,保险人扣减相应的保险赔偿金

D.被保险人有义务协助保险人行使代位求偿权

答案

参考答案:B

解析:考点:损失补偿原则的派生原则。为保护保险人的代位追偿权,法律上要求被保险人不能损害保险人的代位追偿权的情况包括:①在保险人赔偿之前如果被保险人放弃了向第三者的请求赔偿权,那么,也就同时放弃了向保险人请求赔偿的权利。②在保险人赔偿之后,如果被保险人未经保险人的同意而放弃了对第三者请求赔偿的权利,该行为无效。③如果因被保险人的过错影响了保险人代位求偿权的行使,保险人扣减相应的保险赔偿金。④被保险人有义务协助保险人行使代位求偿权。

选择题
阅读理解

阅读理解

     One day the employees of a large company in St Louis, Missouri returned from their lunch break

and were greeted with a sign on the front door. The sign said:"Yesterday the person who has been

hindering (阻碍) your growth in this company passed away. We invite you to join the funeral(葬礼) in

the room that has been prepared in the gym."

     At first everyone was sad to hear that one of their colleagues had died, but after a while they started

getting curious about who this person might be.

The excitement grew as the employees arrived at the gym to pay their last respects. Everyone

wondered: "Who is this person that was hindering my progress? Well, at least he's no longer here."

     One by one the employees got closer to the coffin(棺材) and when they looked inside it they

became speechless. They stood over the coffin, shocked and in silence, as if someone had touched the

deepest part of their soul.

     There was a mirror inside the coffin:Everyone who looked inside it could see himself. There was

also a sign next to the mirror that said. "There is only one person who can set limits to your growth:it is

YOU."

     You are the only person who can revolutionize(彻底改变) your life. You are the only person who

can influence your happiness, your realization and your success. You are the only person who can help

yourself.

     Your life does not change when your family changes, when your friends change, when your boss

changes, and when your company changes.

     Your life changes when YOU change, when you go beyond your limiting beliefs, when you realize

that you are the only one responsible for your life.

1. The writer's purpose in writing the article is to tell us that __________.

A. the harder we work, the more successful we will become

B. our work and life are closely connected with others

C. changing our lives is down to us

D. we will have a better future if people do not hinder our development

2. People were speechless when they looked inside the coffin because __________.

A. there was nothing but a mirror inside

B. they could see their own souls inside

C. their closest colleague lay inside

D. what was inside told a great truth

3. Who probably wrote the sign on the front door?

A. The company boss.

B. A worker who liked to make fun of others.

C. The director in charge of production.

D. A worker who wanted to teach others a lesson.

4. What can we conclude from the article?

A. The employees went to the gym to join the funeral.

B. The lesson the employees learned would influence them greatly.

C. The employees' lives depended on the attitude of their boss.

D. The employees got angry after the funeral.