问题 单项选择题

根据银行贷款的“五级分类”法,借款人无法足额偿还本息,即使执行抵押或担保,也肯定要造成较大损失。这类贷款是( )。

A.次级类贷款
B.可疑类贷款
C.损失类贷款
D.关注类贷款

答案

参考答案:B

解析: 可疑类贷款是指借款人无法足额偿还本息,即使执行抵押或担保,也肯定要造成较大损失。A项次级类贷款是指借款人的还款能力出现明显的问题,依靠其正常经营收入已无法保证足额偿还本息,即使执行担保,也可能会造成一定损失;C项损失类贷款是指在采取所有可能的措施和一切必要的法律程序之后,本息仍然无法收回,或只能收回极少部分;D项关注类贷款是指尽管借款人目前有能力偿还贷款本息,但是存在一些可能对偿还贷款本息产生不利影响的因素。

阅读理解

This is a true story from Guyana. One day, a boy took a piece of paper from a box. He made a paper ball and pushed it into his nose. He couldn’t get it out. He ran crying to his mother. His mother couldn’t get the paper out, either. A week later, the paper was still in the boy’s nose. His nose began to have a bad smell.

So his mother took the boy to a hospital. The doctor looked up at the child’s nose, but she couldn’t get the paper out. She said she had to cut the boy’s nose to get the paper out.

The boy’s mother came home looking sad. She didn’t want her child to have his nose cut. The next day she took the boy to her friend Sidney who lived in a house with an old lady called May. May wanted to see the child, so the child let her look up his nose.

“Yes, I can see it,” May said. “It will be out soon.”

As she spoke, she shook some black pepper on the child’s nose. The child gave a mighty sneeze and the paper flew out. His mother was surprised. May told his mother to take the boy to the seaside for a swim, for the salt water would go up his nose and stop the bad smell.

So the lucky boy didn’t have to go to the hospital to have his nose cut.

小题1: After the boy pushed a paper ball into his nose, ____.

A.he took it out

B.his mother took it out

C.he did nothing but cry

D.he tried to take it out but failed小题2:The paper ball stayed in the boy’s nose for ____.

A.at most seven days

B.less than seven days

C.more than seven days

D.exactly seven days、小题3: Which of the following is TRUE?

A.The doctor helped to take the paper ball out of the boy’s nose.

B.May succeeded in taking the paper out.

C.The boy’s mother found some black pepper to solve the problem.

D.The boy had to have his nose cut at last.小题4:The boy should be taken to the seaside for a swim because ____.

A.he needed to learn to swim

B.the sea water would stop the bad smell of his nose.

C.the sea water would wash out the paper ball.

D.he needed a rest

填空题