问题 多项选择题

关于抵押物的保全,下列说法正确的是( )。

A.在抵押期间,银行若发现抵押人对抵押物使用不当或保管不善,足以使抵押物价值减少时,有权要求抵押人停止其行为

B.在抵押期间,银行若发现抵押人对抵押物使用不当或保管不善,足以使抵押物价值增加时,有权要求抵押人停止其行为

C.若抵押物价值减少时,银行有权要求抵押人恢复抵押物的价值,或者提供与减少的价值相等的担保

D.若抵押物价值增加时,银行有权要求抵押人恢复抵押物的价值,或者提供与减少的价值相等的担保

E.抵押权与其担保的债权同时存在,债权消失的,抵押权也消失

答案

参考答案:A,C,E

解析: 在抵押期间,银行若发现抵押人对抵押物使用不当或保管不善,足以使抵押物价值减少时,有权要求抵押人停止其行为。若抵押物价值减少时,银行有权要求抵押人恢复抵押物的价值,或者提供与减少的价值相等的担保。若抵押人对抵押物价值减少无过错的,银行只能在抵押人因损害而得到的赔偿范围内要求提供担保。其抵押物未减少的部分,仍作为债权的担保。总之,抵押权与其担保的债权同时存在,债权消失的,抵押权也消失。所以,本题的正确答案为A、C、E。

阅读理解

(C)

Many people often say there is more stress in today's society than in years past. In fact, these people are comparing our lives with that of the cave man, who didn't have to worry about the stock market or the atomic bomb. They forget that the cave man worried about being eaten by a hear while he was asleep, or about dying of hunger--things that few people worry much about today.

Actually stress is a normal state of affairs, and it's important that people understand what they are talking about when they speak about stress. Whenever anyone experiences something unpleasant, for lack of a better word they say they are under stress. Yet there is such a thing as pleasant stress--as in the case of the Olympic winner at the moment of his glory, or a conductor as his orchestra performs particularly well. They are just sending out excitement, and they are giving off all the stress hormones exactly the same as if they were in low spirits or had just heard of a death in the family. We call the pleasant or healthy kind "eustress” and the unpleasant or unhealthy kind "distress".

Then how can people deal with stress? The secret is not to avoid it but to "do your own thing". It implies doing what you like to do and what you are made to do at your own speed. For most people, it is really a matter of learning how to live and how to behave in various situations, to decide: “Do I really want to take my father's business or be a musician?” If you really want to be a musician, then be one.

64. What can be inferred from the first paragraph?

A. Modern people experiences more stress than the cave man.

B. The cave man experienced more stress than modern people.

C. People don't suffer more stress today; it's just that they think they do.

D. Modern people have the same worries as the cave man did.

65. In which of the following situations will you feel "eustress"?

A. Your favorite football team has lost an important game.

B. You have failed an important examination.

C. You are informed of an accident of your best friend.

D. You have won the first prize in an English competition.

66 The purpose of writing the passage is to let us know _________________________.

A. stress does not necessarily refer to unpleasant experience

B. distress is what people call the pleasant kind of stress

C. an Olympic winner feels the same stress as one who loses a family member

D. people will feel eustress and distress at the same time

67. According to the passage, how can people deal with stress?

A. Do things that you really want to do.    B. Do whatever you're expected to do.

C. Try to do things successfully.         D. Refuse to do whatever you're told to.

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