When anyone opens a current account at a bank, he is lending the bank money. He may (1) the repayment of the money at any time, either (2) cash or by drawing a check in favor of another person. (3) , the banker-customer relationship is that of debtor and creditor who is (4) depending on whether the customer’s account is (5) credit or is overdrawn. But, in (6) to that basically simple concept, the bank and its customer (7) a large number of obligations to one another. Many of these obligations can give (8) to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9) against him.
The bank must (10) its customer’s instructions, and not those of anyone else. (11) , for example, a customer opens an account, he instructs the bank to debit his account only in (12) of checks drawn by himself. He gives the bank (13) of his signature, and there is a very firm rule that the bank has no right or (14) to pay out a customer’s money (15) a check on which its customer’s signature has been (16) It makes no difference that the forgery may have been a very (17) one: the bank must recognize its customer’s signature. For this reason there is no (18) to the customer in the practice, (19) by banks, of printing the customer’s name on his checks. If this (20) Forgery, it is the bank that will lose, not the customer. (254 words)
12（）
A.respect
B.charge
C.line
D.place
参考答案：A
解析：
[注释] 结构搭配。in respect of...用来付……的钱(商业用语)，例如：The company gave him ＄230 in respect of the work he has done．(公司给他230美元用来支付他的工钱)。in charge of...负责，例如：1)(作表语)He will be in charge of the whole factory next week when the director is away．2)(作定语)The officer in charge requested Arthur to put on his outdoor clothes．in line with与……一致，符合，例如：1)(作表语)Some of the recent actions of the government are not in line with the statement of policy in their election manifesto．(政府最近的一些行动不符合他们在大选宣言中的政策声明)。2)(作状语)In line with history and social evolution socialism is inevitable．(按照历史和社会的发展，社会主义是必然的)。in place of...代替……，用……而不用……，例如：The Chinese use chopsticks in place of knives and forks．(中国人用筷子，而不用刀叉。)