问题 单项选择题

依法治国是社会主义法治的核心内容,下列有关这一治国基本方略的说法,不正确的是:( )

A.依法治国基本方略的确立,是法治理念战胜人治思想的体现,标志中 * * 党执政治国理念的一次重大转变
B.依法治国是实现国家长治久安的重要保障和社会主义民主政治的必然要求
C.依法治国的核心是完善有中国特色的社会主义法律体系
D.人民民主、法制完备、树立宪法法律权威和权力制约共同构成了依法治国的基本内涵

答案

参考答案:C

解析:[考点] 依法治国
[讲解] 人民民主是依法治国的政治基础和政治前提;完善有中国特色的社会主义法律体系是依法治国的前提和基础;树立宪法法律权威,坚持宪法法律至上是依法治国的核心;权力制约是依法治国的关键环节。因此,正确答案为C。

单项选择题
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     If your parents take out a loan, remind themselves to make the payments on time. Otherwise it will

become a negative record in their personal credit reports, which are playing an increasingly big role in

people's daily lives. A story carried by Chongqing Morning Post in June, underlines this trend.

    According to the report, a Chongqing student borrowed money from the bank to finance his university

studies. After he graduated in 2005, he went to work in Shenzhen. Later, he wanted to buy a house

using loans. But several banks turned down his loan applications. The reason was that he had not paid

back 1,500 yuan he borrowed from a bank when he was at university.

    A personal credit rating is becoming an essential "pass" in everyday life, as China establishes a

nationwide credit database. Personal credit systems go back 150 years. In developed countries,

enterprises and banks use them to decide whether or not to loan money or do other business with a

person.

     A credit report estimates the credit worthiness of an individual, a company, or even a country. It

is an evaluation made by credit bureaus of a borrower's overall credit history and his or her ability to

repay debt. A poor credit rating means a high risk of defaulting on a loan, and thus leads to the refusal

of a loan by the lender.

     Today in China, credit history in banks is the major content of a credit report. But in the future,

reports will include information about the payment of telephone bills, water use fees, electricity and

natural gas bills, and taxes, according to officials of the People's Bank of China, the central bank.

     Personal information such as appearance, genetic data, fingerprints, blood type, disease history,

ethnic identity, family and religious beliefs are not to be included in credit reports, according to a draft

regulation on credit rating issued last year by the Sate Council. The authors of the draft have just

finished soliciting(征求) public opinions.

     The Credit Reference Center run by the People's Bank of China is in charge of developing a

nationwide credit database. Credit reports for all people with bank transactions (交易)began in 2006.

     A personal credit rating is important to the social and economic activities of a person. According

to the draft, if you have a personal negative credit record, it will be kept for five years.

1. The author took the story as an example in order to ________.

A. tell us the story of a Chongqing student

B. warn us of the importance of our personal credit report

C. encourage us to use credits widely

D. inform us to apply for a loan at university

2. Credit reports will include the following except ________.

A. taxes                  

B. telephone bills

C. genetic data              

D. water use fees

3. According to the passage, which of the following statements    is TRUE?

A. Personal credit systems go back 150 years in China.

B. Credit reports began in 2006 in China.

C. Credit history in banks is the only content of a credit report.

D. You can turn to the People's Bank of China for the information about your credit report.

4. What's the best title for the passage?

A. Credit Really Counts    

B. Credit in China

C. A Credit Report Rating    

D. Credit Report Contents