问题 单项选择题

案例十八:王甲在平安保险公司为其5岁的儿子王乙投死亡保险,指定自己为受益人。
根据案例十八,回答92~96题:

假设王甲做生意赔了钱,为了重整旗鼓,向银行借钱,并将王乙的人身保险单作为质押物进行质押。对此,下列说法正确的是( )。

A.王某无权将其儿子的人身保险单质押

B.王某有权将其儿子的人身保险单质押

C.王某将保险单质押的,必须经过王乙的监护人同意

D.王某将儿子的人身保险质押行为是违反法律规定的,其与银行的贷款合同随之无效

答案

参考答案:C

解析: 《保险法》第五十六条第二款规定,依照以死亡为给付保险金条件的合同所签发的保险单,未经被保险人书面同意,不得转让或者质押。王甲将保险单质押的,必须经过被保险人同意,由于王乙属于无行为能力人,因此应当经过其监护人同意(王某除外)。

阅读理解

阅读理解。

     We are all asked to make a speech at some point in life, but most of us don't do a very good job.

This article gives us some suggestions on how to make an excellent speech.

     Usually people are often afraid of making a speech in public. You get nervous, you forget what you want

to say, you talk too long, and you get your audience bored. Later you think, "Thank Goodness! It's over. I'm

just not good at public speaking. I hope I will never have to do that again."

     Cheer up! It doesn't have to be that hard. Here are some simple steps to make preparations. Firstly, ask

yourself the purpose of your speech. Why are you speaking? Secondly, collect as many facts as you can on

your subject. Thirdly, spend enough time organizing your material so that your speech is clear and easy to

follow. Use as many examples as possible, and use pictures, charts and graphs (图表) if they help make your

points clearer. Lastly, never forget your audience. Treat your audience with respect. They will be thankful.

      Just remember! Be prepared. Know your subject and your audience. Be brief. Say what you have to say

and then stop. And see yourself. Let your personality (个性) come through so that you make person to person

contact (联系) with your audience.

      If you follow these simple steps, you will see that you don't have to be  afraid of speaking in public. In

fact, you may find the experience so enjoyable that you volunteer to make more speeches! Have a try and

 see

what happens.

1. The second paragraph mainly tell us __________________________.

2. What should you do when you are preparing a speech? (至少列出三个建议)

     ________________________________________________________________

3. The underlined phrase "Be brief" in paragraph 4 means

    ________________________________________________________________      

4. Translate the underlined sentence in the last paragraph into Chinese. 

    ________________________________________________________________

5. 请给短文拟定一个适当的英文标题。

    ________________________________________________________________

单项选择题