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问题 问答题

某企业打算向银行申请借款200万元，期限一年，名义利率10%，求下列几种情况下的实际利率：

银行规定补偿性余额为20%(不考虑补偿性余额存款的利息)，并按贴现法付息；

答案

参考答案：同时有补偿性余额和贴现法付息时：贴现息=200×10%=20(万元)，补偿性余额=200×20%=40(万元)，实际可供使用的资金=200-20-40=140(万元)，而支付的利息为20万元，故实际利率=20/140×100%=14.29%
或：实际利率=10%/(1-10%-20%)×100%=14.29%

选择题

在某点电荷产生的电场中，以该电荷为球心的球面上，各点相同的物理量为（　　）

A．电场强度

B．同一电荷受到的电场力

C．电势

D．同一电荷具有的电势能
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完形填空

[1]A long time ago, there was an Emperor who told his horseman that if he could ride on his horse and cover as much land area as he liked, then the Emperor would give him the area of land he covered. Sure enough, the horseman quickly jumped onto his horse and rode as fast as possible to cover     78   .　He kept on riding and riding, whipping the horse to go as fast as possible. When he was hungry or tired, he did not stop because he wanted to cover as much area as possible. Finally he came to a point when he had covered a substantial area and he was exhausted and was dying. Then he asked himself,　"Why did I push myself so hard to cover so much land area? Now I am dying and I only need a very small area to bury myself."

[2]The above story is similar with the journey of our Life. We push very hard everyday to make more money, to gain power and recognition. We neglect our health, time with our family　 and to appreciate the surrounding beauty and the hobbies we love.

[3]One day when we look back, we will realize that we don't really need that much, but then we cannot turn back time for what we have missed.　

[4]Life is not about making money, acquiring power or recognition. Life is definitely not about work! work is only necessary to keep us living so as to enjoy the beauty and pleasures of life. Life is a balance of work and play, family and personal time. You have to decide how you want to balance your Life. Define your priorities, realize what you are able to compromise but always let some of your decisions be based on your instincts. Happiness is the meaning and the purpose of life, the whole aim of human existence.

[5]So, take it easy, do what you want to do and appreciate nature. Life is fragile, Life is short. Do not take life for granted. Live a balanced lifestyle , and enjoy life!　

1.What is the passage mainly about? (no more than 8 words)

____________________________________________________________

2.Complete the following statement with words from Paragraph3.(no more than 5 words)

It is too late to regret ______ when we realize we have wasted so much time on what we really don’t need.

3.Fill in the blank in Paragraph 1 with proper words. (no more than 8 words)

______________________________________________________________

4.List one of the suggestions that the author gives for our life. (no more than 12 words)

______________________________________________________________

5.What does the words “he”(Line 1, Paragraph 1) probably refer to? (no more than 3 words)
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