保险费率厘定的公平性原则的含义是指( )。
A．各个保险人赚取的利润要尽量一致
B．各个保险人收取的保险费要尽量一致
C．各个被保险人承担的保险费要尽量一致
D．投保人交纳的保险费应与其保险标的的风险状况相适应
参考答案：D
解析： 保险费率的厘定要遵循公平性原则、合理性原则、适度性原则、稳定性原则和弹性原则。其中，公平性原则一方面要求保险人收取的保险费应与其承担的保险责任是对等的；另一方面，要求投保人交纳的保险费应与其保险标的的风险状况是相适应的，或者说，各个投保人或被保险人应按照其风险的大小，分担保险事故的损失和费用。
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| One Sunday morning, Miss Wang, a 1 is on duty(执勤) in the People's Park. She is very friendly and often helps 2 people. She finds a boy walking in the park. There 3 no people with him. The boy is about five. She thinks the boy must be lost(迷路). But the boy looks 4 . She comes over to the boy. "Good morning, my little friend,"says Miss Wang. "Can I help you?" "Good morning,madam,"says the boy. "I don't need your help. Thank you very much" "Do you enjoy 5 in the park?"asks Miss Wang. "Yes, I 6 . "answers the boy. "I came here with my parents last month." "My name is Li Ming." " 7 do you come here today?" asks Miss Wang. "My home isn't far(远) from here," says the boy. "I 8 the NO.3 bus here. " " 9 are your parents?" asks Miss Wang again(再一次). "I don't know, but I think they 10 for me here and there," answers the boy with a smile(微笑) . | |||
| ( )1. A. reporter ( )2. A. other ( )3. A. are ( )4. A. sad ( )5. A. play ( )6. A. am not ( )7. A. When ( )8. A. find ( )9. A. Why ( )10.A. are looking | B. bank clerk B. others B. is B. tired B. playing B. don't B. Why B. have B. Who B. is looking | C. waiter C. the other C. has C. happy C. to play C. am C. Who C. take C. Where C. look | D. policewoman D. the others D. have D. boring D. plays D. do D. How D. get D. What D. looks |
