When I lived in Spain, some Spanish friends of mine decided to visit England by car. Before they left, they asked me for advice about how to find accommodation. I suggested that they should stay at "bed and breakfast" houses, because this kind of accommodation gives a foreign visitor a good chance to speak English with the family. My friends listened to my advice, but they came back with some funny stories.
"We didn’t stay at bed and breakfast houses," they said, "because we found that most families were away on holiday. "
I thought this was strange. Finally I understood what had happened. My friends spoke little English, and they thought "VACANCIES" meant "holidays", because the Spanish word for "holiday" is "vacation". So they did not go to house where the sign outside said "VACANCIES", which in English means there are free rooms. Then my friends went to house where the sign said " NO VACANCIES", because they thought this meant the people who owned the house were not away on holiday. But they found that these houses were all full. As a result, they stayed at hotels!
We laughed about this and about mistakes my friends made in reading other signs. In Spanish, the word "DIVERSION" means fun. In English, it means that workmen are repairing the road, and that you must take a different road. When my friends saw the word "DIVERSION" on a road sign, they thought they were going to have fun. Instead, the road is blocked by a crowd.
English people have problems too when they learn foreign languages. Once in Paris when someone offered me some more coffee, I said "Thank you" in French. I meant that I would like some more. However, to my surprise the coffee pot was taken away! Later I found out that "Thank you" in French means "No, thank you".

When someone offered me more coffee and I said " Thank you" in French, I ______.

A．didn’t really want any more coffee
B．wanted them to take the coffee pot away
C．really wanted some more coffee
D．wanted to express my politeness

小冯和小侯2004年大学毕业，小冯就职于一家外资企业，小侯就职于某大型国企。两人在2005年结婚。结婚时小冯每月工资8000，小侯每月工资5000元，结婚时双方签订书面协议，小冯每月的6000元工资和小侯每月的5000元工资为双方共同所有，双方其他的收入归各自所有。小冯一家的每月平均支出为：家用固定电话费100元，小冯手机费300元，小侯手机费100元，上网费360元，水电费300元，购买日常生活用品开支约300元，交通开支约600元，此外，每月寄给小冯父母500元，小侯父母500元。另外，还有休闲娱乐等开支800元。小冯和小侯对我国的企业年金和养老保险制度了解不多，于是向理财规划师进行了咨询。

(根据材料回答以下各题)

对外投保，即企业代表职工与保险公司签订保险合同，企业职工的养老责任有保险公司承担。通常情况下，（）去办养老金计划可以采取向人寿保险公司投保团体养老保险的办法。

A．大型企业

B．私营企业

C．个体工商部

D．中小企业