问题 单项选择题

下列关于国内货物运输保险的赔偿处理的表述中,错误的是( )。

A.货物发生保险责任范围内的损失时,最高赔偿金额以保险金额为限
B.如果被保险人投保不足,保险金额低于货价时,保险人对其损失金额及支付的施救保护费用按保险金额与货价的比例计算赔偿
C.保险货物遭受损失后的残值部分,应经双方协商作价折归被保险人,并在赔款中扣除
D.被保险人应首先向保险公司索赔

答案

参考答案:C

解析: 货物发生保险责任范围内的损失,如果根据法律规定或者有关约定,应当由承运人或其他第三者负责赔偿一部分或全部责任的,被保险人应首先向承运人或其他第三者索赔。如被保险人提出要求,保险人也可以先予赔偿,但被保险人应签发权益转让书给保险人,并协助保险人向责任方追偿。

阅读理解

One morning, Wu Li discovered that her classroom had changed. She found that the desks were no longer in rows(排), but pushed together to make eight bigger desks. She was too excited about it for the first two days and she couldn’t listen to the teachers carefully. But soon she and her classmates got used to this new classroom arrangement (安排). “Now our class is quieter,” said Wu. “What’s more, we can come up with our own ideas and learn more through discussion. It’s a better way to study.”

Li Yu liked it, too. He said, “Group members first discuss, and then show ourselves in front of the whole class. It makes us believe in ourselves.” It was part of a reform (改革) at Li’s school—Baita Secondary School. The school made this reform because they wanted to provide students with easier ways to study and more chances to discuss. “Our school hopes it can improve students’ abilities (能力) to study by themselves and work in groups,” said Zhang Yong, the principal of the school.

However, the reform has demanded (要求) more from teachers. Now they have only about 15 minutes to give the lesson which should be taught in 45 minutes before. It is difficult to teach in such a short time. The teachers have to find better ways to teach more effectively.

“The reform demands more, but I’m sure it is helpful,” added Mr Zhang.

小题1:After the new classroom arrangement it was easier for Wu Li and her classmates to ______ in class.

A.discuss with each other

B.sit in the classroom

C.push desks together

D.teach a lesson小题2:The school made the reform to provide students with _______ to study.

A.noisier classes

B.easier ways

C.more seats

D.fewer chances小题3:The Chinese meaning of the word “effectively” in this passage is _________.

A.简单地

B.明确地

C.有效地

D.认真地小题4:The teachers __________ after the reform.

A.have to find better ways to teach

B.find it easier to teach

C.spend 45 minutes explaining to the students

D.are happy to explain for only 15 minutes小题5:The best title of this passage may be “________”.

A.Students’ Friendship

B.Teachers’ Hope

C.Discussion in Class

D.New Look in Class

问答题 简答题